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PayPal: PayPal Credit reviews

4.74
Based on 126,098 reviews, last reviewed 9th Jun 2026
3469100% increase in 5 star reviews
in the past 90 days
10200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service, can not fault PayPal credit. Excellent service, can not fault PayPal credit. Excellent rates, great customer service, great communication. Reviewed on: 9th June 2026
Liam's avatar
Liam

Latest lowest rating:

2

Not the go to credit card Very hard to transfer balances from your credit card. The app isn’t the most user friendly Reviewed on: 9th June 2026
Annie A's avatar
Annie A

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (126098)

Paypal credit, one solution for all problems

5
The best best and best always, excellent, and amazing. Invited 10 of my family And friends and all loving it❤️❤️❤️❤️ Reviewed on: 14th June 2022

Flexible for everyone.

5
Since I have my paypal credit I feel better the meaning of shopping. Reviewed on: 14th June 2022

Best Credit facility

5
The flexibility of payment and allowance Reviewed on: 14th June 2022

Great credit provider.

5
Flawless experience. I haven’t had a single issue. Reviewed on: 14th June 2022

Easy to use

5
Quick no nonsense and simple to follow spending Reviewed on: 14th June 2022

Great finance option

3
Awesome finance option for online goods and being able to repay overtime. Reviewed on: 14th June 2022

Malik Raza

5
Best ways too pay anywhere best app in the world PayPal Reviewed on: 14th June 2022

Muhammad saeed

5
I m very happy with PayPal they give us the good service and help us every time Reviewed on: 14th June 2022

Flexibility of Payment

5
Love the flexibility PayPal credit and PayPal Pay on 3 allows me. Spreading costs over 4 months 0% is amazing for existing customers. More card companies should take note. Reviewed on: 14th June 2022

PayPal is second to none in its business

5
I have used PayPal for almost 15 years now and can boldly say it is as great as it can be Reviewed on: 14th June 2022

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