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PayPal: PayPal Credit reviews

4.74
Based on 127,717 reviews, last reviewed 9th Jun 2026
3542600% increase in 5 star reviews
in the past 90 days
10450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay Pal my go to payment method Such an easy process,love Pay Pal,feel happy safe and secure with Pay Pal Reviewed on: 9th June 2026
Jean Curry's avatar
Jean Curry

Latest lowest rating:

1

This company does not allow balance transfers This company is brilliant at not allowing you to transfer your balance to a lower interest card. They are also amazing at not highlighting this fact w... Read more Reviewed on: 9th June 2026
Gavin Anyia's avatar
Gavin Anyia

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (127717)

Best credit card ever love you paypal

5
Its big amount credit card and give you enough time to pay back i love this thank you paypal Reviewed on: 12th August 2022

Ease of use

4
I love how easy it is to use. I can easily keep track of my spending, transfer money with ease and it’s great for online shopping Reviewed on: 12th August 2022

Easy and frictionless

5
It took less than 5 minutes to open an account and was such an easy process. PayPal credit is also accepted by a lot of vendors so you have access to a wide range of products and services. If you pay back purchases above £99 in 4 months you pay no interest which is an added bonus and you get £20 free credit when you join in. Really impressed with PayPal credit! Reviewed on: 12th August 2022

Paypal Credit good experience!.

5
Ive been with Paypal credit a fair whiles, ive never had any real issues. Customer service advisors have always been courteous and proffesional when ive had a query...so happy overall!. Reviewed on: 12th August 2022

Easy to use

5
Really find the payments affordable and easy to use the app Reviewed on: 12th August 2022

No 1 :)!1

5
It’s been amazing to have. Helped to buy furniture for my son room and he love Reviewed on: 11th August 2022

Excellent service

5
Easy to pay back and brilliant service Reviewed on: 11th August 2022

Its excellent

5
I love PayPal credit because gives me flexibility on my payments Reviewed on: 11th August 2022

paypal credit

5
easy to set up the paypal credit, easy to pay for goods easy to settle up. Reviewed on: 11th August 2022

Excellent help when needed

5
Using Paypal Credit has been a godsend helping purchase things that are needed especially now times are tough and having that chance to pay back over a short period no interest is amazing Reviewed on: 11th August 2022

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