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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 129,048 reviews, last reviewed 9th Jun 2026
3603500% increase in 5 star reviews
in the past 90 days
10450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always easy to use and easy to understand. Always easy to use and easy to understand. I tend to use this above other sources because of the simplicity Reviewed on: 9th June 2026
Helen P's avatar
Helen P

Latest lowest rating:

2

Good but needs improvement in information structure I like the experience of having everything in one plataform, but the statement is a nightmare. Reviewed on: 9th June 2026
Marcia's avatar
Marcia
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (129048)

Pleasurable paypal

5
So easy to use and everything is made clear Reviewed on: 12th May 2024
Michael S's avatar
Michael S

It's very helpful when you want to buy products or g...

5
It's very helpful when you want to buy products or goods so l love PayPal credit. Thank you PayPal credit Reviewed on: 12th May 2024
Eray Kucukekiz's avatar
Eray Kucukekiz

Giving the option to pay for items over £99 in 3 ins...

5
Giving the option to pay for items over £99 in 3 installments interest free is a brilliant idea :-). Alot of people need all the help they can get. I do think a bit longer to repay...say 6 months would see more repeat business. Reviewed on: 12th May 2024
Orinthia Walsh 's avatar
Orinthia Walsh

Amazing very safe to use.

5
Amazing very safe to use. Very convinent also. Reviewed on: 12th May 2024
CD's avatar
CD

Very handy to have access to

5
Very handy to have access to. The interest free options are incredibly rare these days. Customer service has been great when needed Reviewed on: 12th May 2024
Jo L's avatar
Jo L

Digital dinosaur.

5
For a digital dinosaur., paypal is simple to use and navigate and most importantly, gives the on line purchase protection Reviewed on: 12th May 2024
Andrew F's avatar
Andrew F

PayPal is fantastic easy to use!

5
PayPal is fantastic easy to use! Easy to to transfers and use for shopping Reviewed on: 12th May 2024
Kath's avatar
Kath

Very good customer service app very easy to use feel...

5
Very good customer service app very easy to use feels very secure lots of places where it can be used pay in 4 an excellent product Reviewed on: 12th May 2024
Stephen C's avatar
Stephen C

I have been a paypal customer for many years, if I h...

5
I have been a paypal customer for many years, if I have to deal with customer service the teams are very professional, knowledgeable and can always resolve any issues. The pay in 3 option helps me to manage my money with the option to pay in 3 instalments which gives me the ability to treat myself. Which helps lead a better quality of life. It has the highest security and helps stay secure online, giving me 100% back up on all purchases. Reviewed on: 12th May 2024
kymm moore's avatar
kymm moore

Easy usage, friendly user and plenty of options avai...

5
Easy usage, friendly user and plenty of options available Reviewed on: 12th May 2024
Sharath 's avatar
Sharath

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