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PayPal: PayPal Credit reviews

4.74
Based on 130,061 reviews, last reviewed 9th Jun 2026
3649150% increase in 5 star reviews
in the past 90 days
10450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy peasy! Such an easy process and customer service is excellent! Reviewed on: 9th June 2026
James W's avatar
James W

Latest lowest rating:

2

Payments taking to long to process I don't like paypal anymore because payments are taking alot longer to process than usual and I had no warning about using the credit and they taken i... Read more Reviewed on: 9th June 2026
Lee c's avatar
Lee c

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (130061)

I like paypal it's a safe and convenient way to pay...

5
I like paypal it's a safe and convenient way to pay I recommend it to my friends and family I do all my shopping with paypal and I'm happy Reviewed on: 14th May 2024

In times where I needed some extra money paypal cred...

4
In times where I needed some extra money paypal credit definitely helped me to purchase the things I needed. Reviewed on: 14th May 2024

Great credit experience.

5
Great credit experience. They have alot of financial products to offer Reviewed on: 14th May 2024

Great service - make thing super easy and smooth.

5
Great service - make thing super easy and smooth. Eases burden supporting payments Reviewed on: 14th May 2024

Versatile credit

5
I appreciate the four months intrest free. Reviewed on: 14th May 2024

Brilliant

5
I have used paypal credit many times and find it very easy and safe to use, its great for all my needs Reviewed on: 14th May 2024

Always have peace of mind with PayPal bought numerou...

5
Always have peace of mind with PayPal bought numerous items with PayPal and received great customer service with any queries Reviewed on: 14th May 2024

"PayPal Credit is a financial lifesaver!

5
"PayPal Credit is a financial lifesaver! Offering flexibility and convenience, it's become my go-to solution for managing unexpected expenses or making larger purchases. The ease of applying and quick approval process make it a breeze to access funds when needed. Plus, the ability to pay over time with promotional financing options is a fantastic perk. With PayPal Credit, I feel empowered to make purchases without stressing about immediate payment. Five stars for revolutionizing the way we approach financing!" Reviewed on: 14th May 2024

Fantastic service.

5
Fantastic service. Spot on customer service each time Reviewed on: 14th May 2024

Unbeatable service and security.

5
After much searching some years ago stumbled onto Paypal through a friend, nothing quite matches its overall excellence though it has been copied many times over.Above all things the security the very Name 'PayPal' brings when you see it as a payment option when dealing with companies for the first time. Reviewed on: 14th May 2024

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