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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 129,671 reviews, last reviewed 9th Jun 2026
3631650% increase in 5 star reviews
in the past 90 days
10450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to make and spread payments out Easy to make and spread payments out Reviewed on: 9th June 2026
Dan Watts's avatar
Dan Watts

Latest lowest rating:

2

Useless customer service and lipservice protection The customer service is well hidden, no understanding of complex issues or services bought in the future but the provider doesn't deal with any issues... Read more Reviewed on: 9th June 2026
Zhivko J's avatar
Zhivko J
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (129671)

PayPal credit is such an amazing option that’s helpe...

5
PayPal credit is such an amazing option that’s helped through good and bad times, whether the items I bought was for pleasure or need. Reviewed on: 13th May 2024
Ricky Talbot's avatar
Ricky Talbot

Always had a good experience using PayPal credit

5
Always had a good experience using PayPal credit Reviewed on: 13th May 2024
Gareth R's avatar
Gareth R

Use PayPal credit for all large purchases.

5
Use pp credit for all large purchases. Helps to make things more manageable without paying more. Easy to use and clearly shows terms in app. Reviewed on: 13th May 2024
Brad Townend's avatar
Brad Townend

Got me through a rough time and easy to set up for r...

5
Got me through a rough time and easy to set up for repayment Reviewed on: 13th May 2024
Dan's avatar
Dan

Mostly positive

4
Mostly positive but a little unclear sometimes how the 0% interest period works Reviewed on: 13th May 2024
Jascba's avatar
Jascba

PayPal credit - renewable 0% credit - what not to like?

5
PayPal credit - renewable 0% credit - what not to like? It’s well facilitated, automated and extremely clear so as long as you manage your money smartly - it can be used for larger purchases such as house renovations or holidays. We have been using it for nearly a year now and have no issues nor regrets. Reviewed on: 13th May 2024
MK's avatar
MK

PayPal credit is excellent that I can pay for someth...

5
PayPal credit is excellent that I can pay for something I I need but can pay it back monthly Reviewed on: 13th May 2024
Sara m's avatar
Sara m

Flexible and easy to use

5
Paypal credit is so easy to use & a great way to pay for goods monthly without the worry of affording them immediately Reviewed on: 13th May 2024
Michael C's avatar
Michael C

Secure easy payments.

5
Secure easy payments. Great credit facilities. Pay in three is a really good option. PayPal credit excellent for managing finances. Reviewed on: 13th May 2024
anthony g's avatar
anthony g

Fair repayment options. Multiple options of credit

5
Paypal credit is very fair with repayments & is extremely easy to manage and track! It’s helpful for their ‘pay in 3’ option, or pay in 12 months, or just using the credit. Reviewed on: 13th May 2024
Niall M's avatar
Niall M

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