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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (127131 reviews)

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4.74

Based on 127,112 reviews, last reviewed 9th Jun 2026

3515150% increase in 5 star reviews

in the past 90 days

10250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Helpful when needed and keeps informed when needed also Helpful when needed and keeps informed when needed also Reviewed on: 9th June 2026

Latest lowest rating:

2

Easy process Easy. Used mostly instead of personal card. Reviewed on: 9th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (127131)

Excelling way to spread the cost

Whenever there is somewhere online I could pay buy Paypal credit, I would because I could get interest free spreading my payment and trust that it is very secure. Reviewed on: 8th July 2022

Best of the best

Best customer service and credit builder recommend it to everyone that i know Reviewed on: 8th July 2022

Paypal Credit

Everything fine, but should be allow to transfer money from paypal credit to wallet ;) Reviewed on: 8th July 2022

Brilliant credit provider

I love having PayPal credit. Having it has meant that I was able to get a pram for my baby and pay it off without any worry’s. It has given me a way to get the things a need and want without worry. Reviewed on: 8th July 2022

I highly recommend this

I’ve been using PayPal for long, and I can not recommend it enough! It's very easy to pay with PayPal and the super security! I don’t have doubts to choose when I’m making a payment. Reviewed on: 8th July 2022

Came to rescue when I needed.

I've used PayPal since 2006, convenient, trust worthy and reasonable APR. Reviewed on: 8th July 2022

Best credit provider I know.

Have never experienced any problems since using this credit provider. They offer different credit options which suit my needs. Reviewed on: 8th July 2022

PayPal is reliable, straightforward and convenient

I used PayPal credit to buy a product online when I really need it. It was secure and simple. Reviewed on: 8th July 2022

Excellent little card with a huge outcome

Easy to order goods and purchase on PayPal credit !! No fuss easy to use and you can see what you spend on your phone and easy to pay on your phone !! No need to look up numbers bank details it is all their on your phone ! Reviewed on: 8th July 2022

Great choice

Amazing! Lots of purchases with 0% interest. So convenient!!! Reviewed on: 8th July 2022

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