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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (126092 reviews)

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4.74

Based on 126,092 reviews, last reviewed 9th Jun 2026

3468800% increase in 5 star reviews

in the past 90 days

10200% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

It’s very convenient and easy to buy and pay for the... It’s very convenient and easy to buy and pay for the goods and especially essential things. Reviewed on: 9th June 2026

Latest lowest rating:

2

Not the go to credit card Very hard to transfer balances from your credit card. The app isn’t the most user friendly Reviewed on: 9th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (126092)

Best for 4 payments 0% interest

Great way to manage cash flow without actually relying on credit cards. Reviewed on: 13th June 2022

Paypal makes everything easy

I use both Paypal credit and PayPay Pay in 3 and find them both easy, intuitive and informative. At all stages through my payment plans I know how much is left, how much my next payment is expected to be and when. The system deals with refunds particularly well, also. Reviewed on: 13th June 2022

Easy to use

Very easy to use, flexible and helps with cash flow, excellent service. Reviewed on: 13th June 2022

One word amazing

When no one else help PayPal held my back and helped me with amazing credit. Reviewed on: 13th June 2022

Great experience no problem in carrying any kind of transaction

Great service trust them had a wonderful experience Reviewed on: 13th June 2022

0 percent interest for 6 month its just wow

I got credit from paypal 0 percent interest for 6 month it’s like life saving Love you paypal Reviewed on: 13th June 2022

Easy to use and reliable

Easy to use and available on most things in need especially like the buy now or pay in 3 feature Reviewed on: 13th June 2022

I am always happy

Everything is going well and professional Reviewed on: 13th June 2022

Paypal credit

Easy way to pay not must no fuss just pay and your payments are insured Reviewed on: 13th June 2022

Enough credit allowance

Good promo offers and enough time to payback. Reviewed on: 13th June 2022

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