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PayPal: PayPal Credit reviews

4.74
Based on 126,092 reviews, last reviewed 9th Jun 2026
3468800% increase in 5 star reviews
in the past 90 days
10200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

It’s very convenient and easy to buy and pay for the... It’s very convenient and easy to buy and pay for the goods and especially essential things. Reviewed on: 9th June 2026
Nilesh v patel's avatar
Nilesh v patel

Latest lowest rating:

2

Not the go to credit card Very hard to transfer balances from your credit card. The app isn’t the most user friendly Reviewed on: 9th June 2026
Annie A's avatar
Annie A

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (126092)

Excellent way to spread costs

5
Fantastic service and very quick and easy to use, easy to manage and accessible. Reviewed on: 13th June 2022

Great credit provider for everyone!

5
Its user friendly with transparent terms and conditions which is not easy to find. I love using PayPal credit because it makes my life easier. Reviewed on: 13th June 2022

Good as it gets

5
Easy to apply. Easy to use. Highly recommend Reviewed on: 13th June 2022

Great company for service and convenience

5
Used PayPal Credit for several years with no issues and great 0% interest on several purchases. Reviewed on: 13th June 2022

Brilliant

5
Best company ever helps to have things you need with time to pay Reviewed on: 13th June 2022

The best

5
The best company When I need money for shopping I use credit PayPal Reviewed on: 13th June 2022

A1 company

5
Bril2 company with excellent well informed staff Reviewed on: 13th June 2022

Brilliant

5
Amazing always come in handy having PayPal as its the safest way to buy online and so simple Reviewed on: 13th June 2022

Love paypal

5
0% interest for 4 months is very very helpfull and if its less than £99 then Use pay in 3 its very helpfull Reviewed on: 13th June 2022

Always use

5
Quick, reliable, can pay in whole or in parts, 4 months is good time to pay up. Reviewed on: 13th June 2022

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