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PayPal: PayPal Credit reviews

4.74
Based on 127,143 reviews, last reviewed 9th Jun 2026
3516600% increase in 5 star reviews
in the past 90 days
10250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service I have neen with you a number of years and been looked after very well i have had no problems at all Reviewed on: 9th June 2026
Peter s pot's avatar
Peter s pot

Latest lowest rating:

2

Easy process Easy. Used mostly instead of personal card. Reviewed on: 9th June 2026
Svetlana P's avatar
Svetlana P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (127155)

Best credit provider I know.

5
Have never experienced any problems since using this credit provider. They offer different credit options which suit my needs. Reviewed on: 8th July 2022

PayPal is reliable, straightforward and convenient

5
I used PayPal credit to buy a product online when I really need it. It was secure and simple. Reviewed on: 8th July 2022

Excellent little card with a huge outcome

5
Easy to order goods and purchase on PayPal credit !! No fuss easy to use and you can see what you spend on your phone and easy to pay on your phone !! No need to look up numbers bank details it is all their on your phone ! Reviewed on: 8th July 2022

Great choice

5
Amazing! Lots of purchases with 0% interest. So convenient!!! Reviewed on: 8th July 2022

Love my pay pal

5
PayPal is so quick and easy to use I use it for most of my purchases these days. Also I love the 3/4 month interest free payments that sometimes is a great incentive to purchase those more expensive items. PayPal is definitely my pal. Reviewed on: 8th July 2022

Good credit

5
Ease of use and easy to understand. Reviewed on: 8th July 2022

Excellent

5
Very reliable service and easy to use Reviewed on: 8th July 2022

Simple & Nice

5
I love having the ease of PP credit! Simple way to pay or spread the costs of bigger purchases!! Reviewed on: 8th July 2022

Good

4
Good and reliable! Easy to be using! Reviewed on: 8th July 2022

So easy to use I think they're great

5
No problem to setup the hole thing went smoothly it have helped me to get thing's done thank you so much Reviewed on: 8th July 2022

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