Paid advertisement
Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 126,181 reviews, last reviewed 9th Jun 2026
3472650% increase in 5 star reviews
in the past 90 days
10200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I love the pay in 3 its easy and makes purchases aff... I love the pay in 3 its easy and makes purchases affordable and you get plenty of reminders. Reviewed on: 9th June 2026
Polly Green's avatar
Polly Green

Latest lowest rating:

2

Not the go to credit card Very hard to transfer balances from your credit card. The app isn’t the most user friendly Reviewed on: 9th June 2026
Annie A's avatar
Annie A
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (126181)

Market leader

5
Fantastic experience- easy to use and great customer service. Reviewed on: 13th June 2022
Alec Turner's avatar
Alec Turner

Easy, straightforward and clear

5
Credit was so easy to apply for, was approved and available very quickly and has been very clear in its terms. I also get regular emails with any changes or available offers. Reviewed on: 13th June 2022
Enternalrose88's avatar
Enternalrose88

Excellent service and good deals

5
I love PayPal credit and the flexibility and 0% interest they offer. Reviewed on: 13th June 2022
Rossjm1's avatar
Rossjm1

Everything as detailed. Ees 1 have site to use.

5
I have been ith PayPal for a number of years. So far I found the site excellent. Custom Customer service is excellent. Reviewed on: 13th June 2022
Thomas Ashton's avatar
Thomas Ashton

Flexible and simple

5
Fantastic product. I have used this service rather than bother with a credit card for a while now. Only downside of PayPal is you have better buyer protection with a credit card as PayPal disputes always side with dodgy sellers so if using PayPal do your research on the company you're buying from first. Reviewed on: 13th June 2022
DannyP's avatar
DannyP

Great to use

5
It is very handy to use online while shopping the three payments are very helpful Reviewed on: 13th June 2022
PREATY merchant 's avatar
PREATY merchant

Nice and Easy

4
PayPal credit is a nice feature enabling people to spread the cost of goods with clear and structured repayments. When compared to traditional credit cards, PayPal credit is a winner. Reviewed on: 13th June 2022
Daniel Smith's avatar
Daniel Smith

PayPal credit card

5
It’s excellent good easy to use fast I love it Reviewed on: 13th June 2022
obadi alsharafi's avatar
obadi alsharafi

Safe and reliable

5
PayPal is the most flexible and reliable online payment system. I feel safe every time I purchase online as I am protected by frauds or items not delivered. The new credit card system with payments over four month with 0 interests it’s very convenient. Easy tool to transfer money between friends. Reviewed on: 13th June 2022
Matteo Catalano's avatar
Matteo Catalano

PayPal credit

5
PayPal credit it's so fascinating..and it gives you plenty of time to pay back what you borrowed .I will recommend PayPal to anyone any day anytime. Reviewed on: 13th June 2022
Neville Azeh 's avatar
Neville Azeh

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill