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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 129,047 reviews, last reviewed 9th Jun 2026
3603400% increase in 5 star reviews
in the past 90 days
10450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is easy to use with plenty of options of repa... Paypal is easy to use with plenty of options of repayment Reviewed on: 9th June 2026
Hi's avatar
Hi

Latest lowest rating:

2

Good but needs improvement in information structure I like the experience of having everything in one plataform, but the statement is a nightmare. Reviewed on: 9th June 2026
Marcia's avatar
Marcia
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (129044)

Excellent when I need to use credit

5
Excellent when I need to use credit Reviewed on: 12th May 2024
hafsahariskhan786@outlook.com's avatar
[email protected]

Great payment choice

5
I always use paypal very good to spread payments. Wouldn't be without it and very secure. Reviewed on: 12th May 2024
Peter Jewitt-mills's avatar
Peter Jewitt-mills

Scam refund

5
I had a scam once and PayPal were quick isnd refunded the money so I feel secure with them. All transactions are quick and easy to complete. Reviewed on: 12th May 2024
Adele L's avatar
Adele L

Overall no issues.

5
Overall no issues. A little confusing when repaying the credit… by that I mean it doesn’t allow you to chose which credit you’d like to pay off first. Say I buy a car part for £250. And a few months later I buy another for £100. Rather than allowing me to chose to pay off the £250 off first it takes it out of the overall lump sum. Reviewed on: 12th May 2024
J's avatar
J

PayPal are always reliable and it’s very convenient...

5
PayPal are always reliable and it’s very convenient to check out with. They are my favourite lending platform. Reviewed on: 12th May 2024
Lamaiya S's avatar
Lamaiya S

Unauthorised payments

4
I think we should be notified of any changes for the new payment to the account like Adblock not been authorised by myself and you have paid them £9.95 Reviewed on: 12th May 2024
Raymond Waddilove's avatar
Raymond Waddilove

When problem sorted fast and easy to use

5
When problem sorted fast and easy to use Reviewed on: 12th May 2024
Craigbwrnby's avatar
Craigbwrnby

PayPal credit gives me the flexibility to spread my...

5
PayPal credit gives me the flexibility to spread my purchases over an extended period helping me budget for both small and large purchases. The dashboard is clear and let's me know when I will start paying interest and how I can avoid that if I wish. Reviewed on: 12th May 2024
Gordon 's avatar
Gordon

Incredible always

5
Incredible always. Simply to use it Reviewed on: 12th May 2024
Cristiano Lombardi's avatar
Cristiano Lombardi

Don’t understand customer service when ringing

5
Don’t understand customer service when ringing Reviewed on: 12th May 2024
Tim M's avatar
Tim M

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