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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 130,061 reviews, last reviewed 9th Jun 2026
3649150% increase in 5 star reviews
in the past 90 days
10450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy peasy! Such an easy process and customer service is excellent! Reviewed on: 9th June 2026
James W's avatar
James W

Latest lowest rating:

2

Payments taking to long to process I don't like paypal anymore because payments are taking alot longer to process than usual and I had no warning about using the credit and they taken i... Read more Reviewed on: 9th June 2026
Lee c's avatar
Lee c
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (130061)

I think it's good way of slowly paying off for some...

4
I think it's good way of slowly paying off for some thing you needed quickly. And I suppose it help your credit score as well Reviewed on: 14th May 2024
Ashiq s's avatar
Ashiq s

They always help if there are any problems and easy...

5
They always help if there are any problems and easy to talk to. Reviewed on: 14th May 2024
David J's avatar
David J

Excellent

5
Very good. Helps withe the putchase and pay later Reviewed on: 14th May 2024
Konrad P's avatar
Konrad P

secure, reliable and flexible

5
PayPal has been secure, reliable and when contacted give excellent service. Services are flexible and easily managed in a user friendly app Reviewed on: 14th May 2024
dean n's avatar
dean n

Great account

5
PayPal helped out hugely at son's wedding Reviewed on: 14th May 2024
Mohammad Sheikh's avatar
Mohammad Sheikh

Comfort and Security

5
Its amazing how easy it is to use PayPal in so many different places and its really secured as well. Reviewed on: 14th May 2024
Salman T's avatar
Salman T

Easy and safe to use

5
I am with PayPal for over a decade and find it easy and safe to use when shopping online, booking flights and sending money to friends and family. PayPal Credit and Pay in 3 are very handy to have. Paying for something in a different currency vis PayPal would not probably my first choice though. Reviewed on: 14th May 2024
Lara's avatar
Lara

Fantastic, used for years and now was pre approved f...

5
Fantastic, used for years and now was pre approved for credit with them, couldn’t be easier. High limit, easy instructions of when to pay back and lots of options for 0% interest for a few months. Reviewed on: 14th May 2024
Frances P's avatar
Frances P

Saved me on several occasions.

5
Saved me on several occasions. I always know I have it to bounce back on should I need something urgently and not have enough money to pay for it that particular month. It’s really easy to use and I would recommend it to everyone. Reviewed on: 14th May 2024
Holly S's avatar
Holly S

Streamlined.

5
Use PayPal for lots. Easy. Streamlined.. Reviewed on: 14th May 2024
Damion L's avatar
Damion L

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