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PayPal: PayPal Credit reviews

4.74
Based on 132,200 reviews, last reviewed 9th Jun 2026
3746950% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Life saver, never had any issues with PayPal being u... Life saver, never had any issues with PayPal being using for many year, safe and secure Reviewed on: 9th June 2026
Abdirisak 's avatar
Abdirisak

Latest lowest rating:

1

PayPal credit deducted all my refund money because o... PayPal credit deducted all my refund money because of another agreement which was not pay in 4, it was another agreement of Samsung which I had to pay... Read more Reviewed on: 9th June 2026
Naeem Z's avatar
Naeem Z

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (132200)

Simplicity itself.

5
Payments are made easily and your kept in touch when they're due Reviewed on: 17th May 2024

Widely accepted and flexible repayment function

5
Widely accepted and flexible repayment function Reviewed on: 17th May 2024

PayPal credit

5
PayPal credit gives me time to pay for items also if paid within the 4 months it is interest free , customer service are excellent, very polite and respectful, nothing is to much trouble , highly recommend especially if on a budget Reviewed on: 17th May 2024

I am using paypal roughly from last 15 years, I fou...

5
I am using paypal roughly from last 15 years, I found this platform secured and more reliable for making payments online. Reviewed on: 17th May 2024

Very clear billing structure and app design, makes i...

5
Very clear billing structure and app design, makes it a favourite card to use as you can clearly see where your money and interest on purchases are. Reviewed on: 17th May 2024

I think it's great way to be able to afford items in...

5
I think it's great way to be able to afford items in that difficult time Reviewed on: 17th May 2024

Safe & Easy

4
I have been using paypal for. many years and it was always been quick safe and easy to use Reviewed on: 17th May 2024

Paypal Credit Review

5
Easy to use with simple to understand terms and conditions. Makes me feel my transactions are safe Reviewed on: 17th May 2024

:-) good :-):-)good to have:-)))

5
:-) good :-):-)good to have:-))) Reviewed on: 17th May 2024

Trusted go too

5
I have been using PayPal for a number of years now and would honestly say they are my trusted go too . Reviewed on: 17th May 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review