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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 131,921 reviews, last reviewed 9th Jun 2026
3734100% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always make it possible for me to have things I want... Always make it possible for me to have things I want there and then, I wouldn’t be able to buy what I do without it Reviewed on: 9th June 2026
Neil B's avatar
Neil B

Latest lowest rating:

1

The service is very poor and their customer service... The service is very poor and their customer service don’t even understand how to help. I called three different times but they could not help resolve ... Read more Reviewed on: 9th June 2026
Azeez S's avatar
Azeez S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (131921)

Always feel safe using PayPal, especially when it co...

5
Always feel safe using PayPal, especially when it comes to big purchases, won’t ever change. Reviewed on: 17th May 2024
Shannon A's avatar
Shannon A

PayPal Credit is the Best

5
PayPal Credit is an excellent way to purchase an item over £100 as you have 4 months to pay it back with no interest. If you see something that is on sale but don't have the funds, this is a great way to finance it. I use it all the time for making purchases over £100 as it gives you that breathing room to pay it back, unlike a traditional credit card. Reviewed on: 17th May 2024
KR's avatar
KR

Very easy to use and clear.

5
Very easy to use and clear. It’s useful with websites using PayPal as a payment method everything becomes a smooth process Reviewed on: 17th May 2024
Mohammed R's avatar
Mohammed R

Brilliant method of making payments

5
Brilliant of both purchasing and spreading costs over short periods, would recommend as the best method for making any purchase giving both surety and protection Reviewed on: 17th May 2024
TrehernDonnellye's avatar
TrehernDonnellye

my friendly pal

5
I have been with PayPal for more than 15 years. PayPal customer service is excellent whether the end result is negative towards me they still provide me with all information necessary when fighting a dispute. I also find brilliant the fact that I have four months in which to pay my credit debt but even if not paying it in full their APR is lower than most banks offer. I also find I do not have to worry about when to pay because PayPal sends reminders well in advance and sometimes near the time so that I never fail to have money in my bank account to pay PayPal for my credit. I also find they increase my credit limit in a fair way after noticing how I manage my account. Do my credit limit is a limit I can handle without getting into debt. if I have a problem accessing help via a telephone is very easy, you always get a person after passing security questions. I always feel well looked after by PayPal as a long time customer. Thank you. Reviewed on: 17th May 2024
my pal's avatar
my pal

Good experience

5
All expenses have been good, never had a problem Reviewed on: 17th May 2024
Kirsten 's avatar
Kirsten

I have very good experience with using the pay PayPal.

5
I have very good experience with using the pay PayPal.Recommend!!! Reviewed on: 17th May 2024
Katya T's avatar
Katya T

PayPal Credit has enabled me to buy relatively rare...

5
PayPal Credit has enabled me to buy relatively rare musical equipment when it has come up for sale, and spread the cost. Reviewed on: 17th May 2024
Stuart M's avatar
Stuart M

Very reliable and fast.

5
Very reliable and fast. I have always used PayPal credit to purchase very expensive products and I am happy because they have always approved my payments. Very reliable and easy. Customer service is top notch. Reviewed on: 17th May 2024
Sashah's avatar
Sashah

Interest Free Payments (If paid within the time)

5
Have used PayPal credit numerous times to pay for things allowing me to spread that cost over the 4 months to pay it back in more manageable payments without any interest Reviewed on: 17th May 2024
Gavin G's avatar
Gavin G

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