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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 131,694 reviews, last reviewed 9th Jun 2026
3723550% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant - Absolutely Recommend I have enjoyed PayPal Credit now for quite a while I have found it excellent - Reminders when your payment is due, really easy to pay, no interest cha... Read more Reviewed on: 9th June 2026
Cyrella J's avatar
Cyrella J

Latest lowest rating:

1

The service is very poor and their customer service... The service is very poor and their customer service don’t even understand how to help. I called three different times but they could not help resolve ... Read more Reviewed on: 9th June 2026
Azeez S's avatar
Azeez S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (131694)

I love PayPal credit.

5
I love PayPal credit. It gives me a manageable account that I can purchase what I need without going over the top Reviewed on: 17th May 2024
Bethany G's avatar
Bethany G

I love PayPal and PayPal Credit as it allows me grea...

5
I love PayPal and PayPal Credit as it allows me great flexibility and ease for the payments. Reviewed on: 17th May 2024
Shehbaz F's avatar
Shehbaz F

Just Amazing

5
Just.......amazing. Customer service is spot on and puts other companies to shame Reviewed on: 17th May 2024
Matt M's avatar
Matt M

PayPal keeps it simple.

5
PayPal keeps it simple. The refunds are quick to come through and the 0% for 4 months is great for flexibility. Now, if they have cashbacks on purchases and card or Apple pay support, that would just be amazing. Reviewed on: 17th May 2024
Salman S's avatar
Salman S

PayPal Credit is fantastic

5
PayPal Credit is fantastic. I have always been given free money to spend whenever I have used it and because of their 4 months interest free offer for purchases over £99, I have never paid any interest on the amount I borrowed. Reviewed on: 17th May 2024
Bernard 's avatar
Bernard

Easy payment process and I get 4 months interest free

5
Paying for things is really easy because PayPal in integrated to everyone's checkout system. Purchases over £100 automatically get 4 months interest free. Reviewed on: 17th May 2024
UXGeorgia's avatar
UXGeorgia

PayPal is simple to use

5
Many years customer of PayPal, had scams and more and PayPal staff helped me 99% of cases so I would say definitely happy with them! Reviewed on: 17th May 2024
Arvydas Rudys's avatar
Arvydas Rudys

for me this application is good

5
I have been using it for a long time and recommend it to everyone Reviewed on: 17th May 2024
Grzegorz 's avatar
Grzegorz

I think that the credit is very accessible when need...

3
I think that the credit is very accessible when needed, however it is not the easiest thing to follow in terms of paying the credit back, I think it could come with more reminders, and more clear guidance. I have been caught out a few times. It is also very easy to get the credit which in some ways is too accessible and I'm sure will have left others in a sticky financial situation too. Reviewed on: 17th May 2024
Ella's avatar
Ella

I have used PayPal for a few years now and it’s great!

5
I have used PayPal for a few years now and it’s great! Great way to buy and they even offer a pay in 3 service. Customer service is also very helpful. Reviewed on: 17th May 2024
Pembe G's avatar
Pembe G

Review PayPal: PayPal Credit now

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