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PayPal: PayPal Credit reviews

4.74
Based on 131,441 reviews, last reviewed 9th Jun 2026
3711800% increase in 5 star reviews
in the past 90 days
10550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really helpful for youngsters wanting credit Very generous 0% Apr deals. Helped me build credit score Reviewed on: 9th June 2026
Henry Haxby's avatar
Henry Haxby

Latest lowest rating:

1

card refused abroad i went on holiday to Spain and tried to pay for my apartment with my card and it was declined, it was only £380, it was very embarrassing and so i a... Read more Reviewed on: 9th June 2026
sarojo's avatar
sarojo

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (131441)

Anda PayPal

5
Always handy, fast way to pay and most secure. Truly recommend Reviewed on: 16th May 2024

Fantastic addition to PayPal

5
Can't fault PayPal credit absolutely fantastic. Been using roughly 2 years and never had an issue. Love it Reviewed on: 16th May 2024

trading tides

5
Very safe, reliable, smart and secure means of trading. Reviewed on: 16th May 2024

Nice to have a credit, so you can buy now and pay la...

5
Nice to have a credit, so you can buy now and pay later. Reviewed on: 16th May 2024

I love pay pal can pay purchases off

5
I love pay pal can pay purchases off Reviewed on: 16th May 2024

Really easy to use PayPal and widely accepted amongs...

5
Really easy to use PayPal and widely accepted amongst retailers. Reviewed on: 16th May 2024

Perfect option!!!

5
It is excelent when you need buy something fast but you are out of money Reviewed on: 16th May 2024

I've used paypal for many years now and it just gets...

5
I've used paypal for many years now and it just gets better and better, their customer service is first class and there's always someone who is extremely helpful Reviewed on: 16th May 2024

Never had any problems and I find it quick and easy...

5
Never had any problems and I find it quick and easy to use. Customer Service on any queries raised has always received a speedy response. Reviewed on: 16th May 2024

Seamless and easy to understand, love the 4 months 0...

5
Seamless and easy to understand, love the 4 months 0% on PayPal credit Reviewed on: 16th May 2024

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