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PayPal: PayPal Credit reviews

4.74
Based on 130,820 reviews, last reviewed 9th Jun 2026
3683600% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good easy to use quick payment Options to pay Good easy to use quick payment Options to pay Reviewed on: 9th June 2026
John S's avatar
John S

Latest lowest rating:

1

card refused abroad i went on holiday to Spain and tried to pay for my apartment with my card and it was declined, it was only £380, it was very embarrassing and so i a... Read more Reviewed on: 9th June 2026
sarojo's avatar
sarojo

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (130820)

PayPal yes

5
Does what it says on the tin,lets me pay over short or long period of time Reviewed on: 15th May 2024

My experience is excellent always use this app...

5
My experience is excellent Reviewed on: 15th May 2024

Convenient user friendly payments solution

4
I have used PayPal and PayPal credit for many years - easy to use and manage. Reviewed on: 15th May 2024

Very nice to use , simple and smart

5
Very nice to use , simple and smart Reviewed on: 15th May 2024

So easy to use and helpful customer service really f...

5
So easy to use and helpful customer service really friendly. Reviewed on: 15th May 2024

PayPal is secure .

5
PayPal is secure . I’m in late 70s so I feel safe using it always Reviewed on: 15th May 2024

Always had a good experience with PayPal

5
Always had a good experience with PayPal Reviewed on: 15th May 2024

I always feel secure

5
I always feel secure Reviewed on: 15th May 2024

Always there to get you out a pickle.

5
Always there to get you out a pickle. A great way to spread the cost when you feel it may be a little to much in one go. 0% interest is the biggest selling point. Reviewed on: 15th May 2024

It’s helped me loads when I moved into my new...

5
It’s helped me loads when I moved into my new house Reviewed on: 15th May 2024

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