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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 129,671 reviews, last reviewed 9th Jun 2026
3631650% increase in 5 star reviews
in the past 90 days
10450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to make and spread payments out Easy to make and spread payments out Reviewed on: 9th June 2026
Dan Watts's avatar
Dan Watts

Latest lowest rating:

2

Useless customer service and lipservice protection The customer service is well hidden, no understanding of complex issues or services bought in the future but the provider doesn't deal with any issues... Read more Reviewed on: 9th June 2026
Zhivko J's avatar
Zhivko J
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (129671)

Friend for life

5
PayPal is like my credit card but with a difference There are so many ways to pay like pay in 3 PayPal credit pay using QR so many options Reviewed on: 13th May 2024
Kevin Brown's avatar
Kevin Brown

Good app improvements and nice off of PayPal credit.

5
Good app improvements and nice off of PayPal credit. Reviewed on: 13th May 2024
Chris 's avatar
Chris

4 months interest free

5
It is very convenient for me to have 4 months interest free option for purchase over 100 pound Reviewed on: 13th May 2024
Rahel's avatar
Rahel

Good link up with cards and apps, I use it for addit...

5
Good link up with cards and apps, I use it for additional online security and pay in full to avoid feeds which is easily managed via the app. This makes me feel more secure online and gives me a good overview. Reviewed on: 13th May 2024
David F's avatar
David F

great experience quick and easy application

5
great experience quick and easy application Reviewed on: 13th May 2024
gerry t's avatar
gerry t

Paypal has always been useful, I always know my mone...

5
Paypal has always been useful, I always know my money been protected Reviewed on: 13th May 2024
Andrew A's avatar
Andrew A

Paypal credit allows me to purchase items interst fr...

5
Paypal credit allows me to purchase items interst free over 3 to 4 months, which I wouldn't have been able to buy without the help of paypal. Reviewed on: 13th May 2024
H's avatar
H

Would highly recommend.

5
Would highly recommend. Very convenient and easy to use. Reviewed on: 13th May 2024
Josh W's avatar
Josh W

Making things easier for you.

5
Very smooth experience with customisable payment dates and a great facility. Reviewed on: 13th May 2024
LondonFinest's avatar
LondonFinest

Exceptional and easy to use, exciting and easy ti use

5
Exceptional and easy to use, exciting and easy ti use Reviewed on: 13th May 2024
Josh b's avatar
Josh b

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