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PayPal: PayPal Credit reviews

4.74
Based on 127,112 reviews, last reviewed 9th Jun 2026
3515150% increase in 5 star reviews
in the past 90 days
10250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helpful when needed and keeps informed when needed also Helpful when needed and keeps informed when needed also Reviewed on: 9th June 2026
Perminder E's avatar
Perminder E

Latest lowest rating:

2

Easy process Easy. Used mostly instead of personal card. Reviewed on: 9th June 2026
Svetlana P's avatar
Svetlana P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (127132)

Great and easy to use

5
I have found that using pay pal is easy and convenient . Reviewed on: 8th July 2022

Amazing service

5
Paypal is an amazing service specially their 4 month interest free payment service superb costumer support. Highly recommend Reviewed on: 8th July 2022

Nothing to say just I love it

5
The best condition of shopping and fantastic customer service along with security. To be honest PayPal credit is the best. Reviewed on: 8th July 2022

PayPal helps

5
When you need to purchase an item you can spread the cost easily with PayPal credit! Reviewed on: 8th July 2022

Best credit provider

5
Easy application process, reasonable limit offered, easy to use as it is widely accepted. Reviewed on: 8th July 2022

Helps me split the cost of important things in life

5
I have had an extremely good experience of PayPal credit. Find it easy to use, easy to pay off. Reviewed on: 8th July 2022

Convenient and simple to use

5
This has been a great help spreading out bigger purchases to ease my financial load Reviewed on: 8th July 2022

Easy credit with interest free if wanted

5
I used PayPal credit many occasions and found it so easy to use and reliable Reviewed on: 8th July 2022

Safe credit

5
Know where you are with PayPal!! Reviewed on: 8th July 2022

Life saviour

5
PayPal credit is a life saviour for those days where you need more time to pay back without any interest piling up. Treat yourself and enjoy it before thinking about any repayments Reviewed on: 8th July 2022

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