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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (127131 reviews)

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4.74

Based on 127,112 reviews, last reviewed 9th Jun 2026

3515150% increase in 5 star reviews

in the past 90 days

10250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Helpful when needed and keeps informed when needed also Helpful when needed and keeps informed when needed also Reviewed on: 9th June 2026

Latest lowest rating:

2

Easy process Easy. Used mostly instead of personal card. Reviewed on: 9th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (127131)

Easy to use

I loved the flexibility of PayPal credit. I was able to alter my payments as I pleased. Easy to apply for and very user friendly app Reviewed on: 8th July 2022

Paypal credit - the most flexible way to pay!

Paypal credit has saved my hide more times than i care to imagine, birthdays, christmas, you name it!.. Interest free options, low interest rates. if you have credit cards but not paypal credit, you need to swap !! Reviewed on: 8th July 2022

Great product

They have a great service I would highly recommend them. Reviewed on: 8th July 2022

Just great

Never been let down good company to sort problems out with seller's Reviewed on: 8th July 2022

I like PayPal

Save money and time with PayPal Reviewed on: 8th July 2022

I am happy to use PayPal

I always use PayPal to build my credit score. Very good opportunity for everybody. Reviewed on: 8th July 2022

Excellent facility

It's there when you need it and it is always reasonable Reviewed on: 8th July 2022

Great option

Never disappointed about service Reviewed on: 8th July 2022

Very Easy to set up

PayPal Credit was extremely easy to set up and took me no longer than 5 minutes. It gives you a comfortable period of time to pay the money back and offers extra advantages such as the first 4 months 0% interest on large purchases. Reviewed on: 8th July 2022

Reliable, easy to use

PayPal credit is easy to use, most merchants use this as an option to pay out, which makes it reliable, the 4 months no interest is a helpful addition to making payments back easier Reviewed on: 8th July 2022

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