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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 129,685 reviews, last reviewed 9th Jun 2026
3632300% increase in 5 star reviews
in the past 90 days
10450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal Credit are amazing I have been using Paypal Credit for a few years and it’s been fantastic to say the least. The pay in 4 interest free option is amazing too and has alw... Read more Reviewed on: 9th June 2026
Eva's avatar
Eva

Latest lowest rating:

2

Useless customer service and lipservice protection The customer service is well hidden, no understanding of complex issues or services bought in the future but the provider doesn't deal with any issues... Read more Reviewed on: 9th June 2026
Zhivko J's avatar
Zhivko J
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (129685)

Very easy to use and always one of the options for p...

5
Very easy to use and always one of the options for paying online. Reviewed on: 13th May 2024
Eds's avatar
Eds

so far has helped spread out big purchases

5
so far has helped spread out big purchases Reviewed on: 13th May 2024
Mats's avatar
Mats

I have used paypal for many many years and found it...

5
I have used paypal for many many years and found it to be a great service that has helped by big items that i couldnt of payed for in any other way great experience all the time never had any problem with the service i have recieved Reviewed on: 13th May 2024
Mr n goulty's avatar
Mr n goulty

PayPal credit has been a great help especially when...

5
PayPal credit has been a great help especially when u need to buy something in a hurry and have the option to pay interest free for 3 months Reviewed on: 13th May 2024
James 's avatar
James

Best if You Need It!

5
Overall easy approach and clean app experience! Reviewed on: 13th May 2024
designbart's avatar
designbart

Amazing experience compared with other providers

5
Amazing experience compared with other providers Reviewed on: 13th May 2024
Adi T's avatar
Adi T

PayPal credit is a secure way to make payments online.

5
PayPal credit is a secure way to make payments online. Besides this, the flexibility to pay in 3, 4 or more interest free installments have definitely made my life easier and allowed me to afford things easier. Reviewed on: 13th May 2024
Raul P's avatar
Raul P

PayPal credit

5
Good product helped me out when I needed to lend Reviewed on: 13th May 2024
Sam L's avatar
Sam L

Very easy to use and convenient.

5
Very easy to use and convenient. Great help in managing payments and bills Reviewed on: 13th May 2024
Romeo P's avatar
Romeo P

Always there when I need it with customer service to...

5
Always there when I need it with customer service to help with unforeseen problems. Reviewed on: 13th May 2024
Mark H's avatar
Mark H

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