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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (130820 reviews)

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4.74

Based on 130,820 reviews, last reviewed 9th Jun 2026

3683600% increase in 5 star reviews

in the past 90 days

10600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Good easy to use quick payment Options to pay Good easy to use quick payment Options to pay Reviewed on: 9th June 2026

Latest lowest rating:

1

card refused abroad i went on holiday to Spain and tried to pay for my apartment with my card and it was declined, it was only £380, it was very embarrassing and so i a... Read more Reviewed on: 9th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (130820)

I love PayPal - easy to use and super secure.

I love PayPal - easy to use and super secure. A flexible way to pay for big purchases that are heavy on your wallet. I was able to book my holidays and spread the cost of the flights through a few months which makes it extremely convenient for me. I will use it for more purchases in the future! Reviewed on: 15th May 2024

Using PayPal is easy and convenient.

Using PayPal is easy and convenient. I love the added protection, feel safe using them for my transactions. Credit is interest free for 4 months which is beneficial. Now that you can use Curve to pay inshore they have really stepped up a level. Would highly recommend!! Reviewed on: 15th May 2024

Accurate, useful, secure and reliable information pl...

Accurate, useful, secure and reliable information plus great customer service Reviewed on: 15th May 2024

PayPal Credit for the win

I've used PayPal credit for a few years now and it is super handy for online purchases. Especially with the different types of credit ie pay in 3 chunks, 4 months interest free, fixed term financing and standard credit. The app makes it super easy to manage as well. Reviewed on: 15th May 2024

Fantastic and easy to use app makes moving money ver...

Fantastic and easy to use app makes moving money very easy as well as making it my main use for purchasing goods Reviewed on: 15th May 2024

Holiday to Mexico

Helped me with a lovely holiday to Mexico - allowed me to pay in interest free installments. Would recommend! Reviewed on: 15th May 2024

I can count on PayPal

PayPal credit is amazing and I am glad I am able to use it when needed Reviewed on: 15th May 2024

very flexible financial service!

Flexible payments of 0% over 3 months is very helpful with purchases. Paypal also raises your limit when requested should your credit score be good enough. If there ever are any problems with purchase, Paypal customer service is excellent at handling returns and refunds. Always use Paypal as a seller as well, the fees are much more reasonable than lets say ebay, it provides protection for both buyer and seller. Reviewed on: 15th May 2024

Top notch

Great service from I joined and continues to get better Reviewed on: 15th May 2024

smooth & easy

It's very smooth to use. Really well content. Most of the webshops I can use it which is convenient. Reviewed on: 15th May 2024

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