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PayPal: PayPal Credit reviews

4.74
Based on 131,194 reviews, last reviewed 9th Jun 2026
3700400% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Always ready to help and support Always ready to help and support Reviewed on: 9th June 2026
Anton B's avatar
Anton B

Latest lowest rating:

1

card refused abroad i went on holiday to Spain and tried to pay for my apartment with my card and it was declined, it was only £380, it was very embarrassing and so i a... Read more Reviewed on: 9th June 2026
sarojo's avatar
sarojo

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (131194)

Whenever I needed to contact PayPal, it is easier an...

5
Whenever I needed to contact PayPal, it is easier and faster than a lot of other institutions Reviewed on: 16th May 2024

Easy and Helpful

5
Easy to use and when I needed help with not receiving goods I got a refund straight away. Reviewed on: 16th May 2024

It just works for any supplier that accepts PayPal.

5
It just works for any supplier that accepts PayPal. By go to choice from a supplier who offers PayPal as there payment option Reviewed on: 16th May 2024

Excellent service and easy to apply when shopping

5
Excellent service and easy to apply when shopping Reviewed on: 16th May 2024

Easy to Use, Repay and Helpful

5
I have been using PayPal for approximately 20 years. I have recently used PayPal Credit (3 months interest free) and PayPal pay in 3. All are easy to make payments on and help me spread the cost. Reviewed on: 16th May 2024

The experience is always pleasant and fast

5
The experience is always pleasant and fast Reviewed on: 16th May 2024

PayPal helps me a lot, it is excellent service.

5
PayPal helps me a lot, it is excellent service. Reviewed on: 16th May 2024

Safe and affordable it helped me with higher purchase

5
Safe and affordable it helped me with higher purchase Reviewed on: 16th May 2024

They are very understanding and helpful with making...

5
They are very understanding and helpful with making sure you are able to make payments and help you if you are unable to make a payment or need a little time. I’ve been using paypal for years now and they have been very helpful. Reviewed on: 16th May 2024

Really can’t manage without PayPal

5
Have found PayPal quick, convenient, great for refunding delivery costs and amazing for splitting larger payments up to spread cost, interest free, or indeed for being interest free for 4 months so the bill becomes easier to pay and more affordable. Really can’t manage without PayPal. Reviewed on: 16th May 2024

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Help others make smarter decisions by sharing your own experience. Write a review