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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 129,049 reviews, last reviewed 9th Jun 2026
3603500% increase in 5 star reviews
in the past 90 days
10450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always easy to use and easy to understand. Always easy to use and easy to understand. I tend to use this above other sources because of the simplicity Reviewed on: 9th June 2026
Helen P's avatar
Helen P

Latest lowest rating:

2

Good but needs improvement in information structure I like the experience of having everything in one plataform, but the statement is a nightmare. Reviewed on: 9th June 2026
Marcia's avatar
Marcia
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (129048)

Great service

5
flexible payment system on credit and interest-free payment, plus a 100% guarantee of consumer protection. Reviewed on: 11th May 2024
ion isac's avatar
ion isac

Its very helpful for us, very easy to use and conven...

5
Its very helpful for us, very easy to use and convenient Reviewed on: 11th May 2024
JHOANNALYN R's avatar
JHOANNALYN R

Great customer service and very professional

5
Great customer service and very professional Reviewed on: 11th May 2024
Bhavna P's avatar
Bhavna P

I always use paypal credit for takeaways and food.

5
I always use paypal credit for takeaways and food. Always supporting me when im out of money making sure im not hungry Reviewed on: 11th May 2024
Romail R's avatar
Romail R

Excellent service and really easy to use and manage.

5
Excellent service and really easy to use and manage. Reviewed on: 11th May 2024
Sharne E's avatar
Sharne E

I found it's quick and very easy.

5
I found it's quick and very easy. Most of all it's secure Reviewed on: 11th May 2024
S A's avatar
S A

App is very simple to use, great rates on borrowing...

5
App is very simple to use, great rates on borrowing 0% interest if paid off in 4 months, great for small to medium size purchases. I use it quite a lot as it takes the stress out of buying things I want without the financial burden. Reviewed on: 11th May 2024
Ashton A's avatar
Ashton A

I like the 4 month interest free offer.

4
I like the 4 month interest free offer. Other than that there isn’t much else to say really. I don’t know how to tell more when there isn’t anything to say. The prompt is telling me to write a little more but I’m really out of ideas. Now it says fantastic! Great. Reviewed on: 11th May 2024
Campbell M's avatar
Campbell M

Never let me down, excellent service

5
Never let me down, excellent service Reviewed on: 11th May 2024
Allan Thompson 's avatar
Allan Thompson

Easy to arrange.

5
Easy to arrange. Generous credit limit. Fully backed purchases. Easy to pay Reviewed on: 11th May 2024
Jue L's avatar
Jue L

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