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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 130,061 reviews, last reviewed 9th Jun 2026
3649150% increase in 5 star reviews
in the past 90 days
10450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy peasy! Such an easy process and customer service is excellent! Reviewed on: 9th June 2026
James W's avatar
James W

Latest lowest rating:

2

Payments taking to long to process I don't like paypal anymore because payments are taking alot longer to process than usual and I had no warning about using the credit and they taken i... Read more Reviewed on: 9th June 2026
Lee c's avatar
Lee c
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (130061)

Very easy platform to use and when I’ve needed help...

5
Very easy platform to use and when I’ve needed help customer service have been helpful Reviewed on: 13th May 2024
Haley 's avatar
Haley

Mr . Abdihakim Omar Misse

5
Very good company PayPal is the pest Reviewed on: 13th May 2024
Omar Ahmad 's avatar
Omar Ahmad

So far my experience has been great

5
So far my experience has been great Reviewed on: 13th May 2024
Chi's avatar
Chi

I love PayPal credit.

5
I love PayPal credit...It enabled me to get the things I needed, but without the hassle of paying all in one go.. Reviewed on: 13th May 2024
Lowrie Machin's avatar
Lowrie Machin

A amazing service.

5
Not had any issues for the past few years, and the one time that there was an issue it was dealt with swiftly. amazing service and the pay in 3 and pay pal credit has been great to have. Highly recommend for any online purchasing. Reviewed on: 13th May 2024
Nik Barnes's avatar
Nik Barnes

Quick response from customer service and easy to use

5
Quick response from customer service and easy to use Reviewed on: 13th May 2024
Georgia C's avatar
Georgia C

when i need credit helps me to buy and pay monthly a...

5
when i need credit helps me to buy and pay monthly and so so easy and secured also i live thanks pay pal credit o dons use any credit only this.thank you Reviewed on: 13th May 2024
teona l's avatar
teona l

Easy to manage, great offer on payment plans but unf...

5
Easy to manage, great offer on payment plans but unfortunately unable to use it some circumstances i.e. ebay best offers. Reviewed on: 13th May 2024
Stephen s's avatar
Stephen s

Very easy to navigate and user friendly

5
Very easy to navigate and user friendly Reviewed on: 13th May 2024
Praveen s's avatar
Praveen s

Always a smooth process I haven’t had any problems

5
Always a smooth process I haven’t had any problems Reviewed on: 13th May 2024
Suzanne P's avatar
Suzanne P

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