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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 131,369 reviews, last reviewed 9th Jun 2026
3708500% increase in 5 star reviews
in the past 90 days
10550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love the flexibility of PayPal credit Ive used PayPal credit a number of times, it’s really good to have 4 months interest free which Ive usually been able to clear before the 4 months is ... Read more Reviewed on: 9th June 2026
Stevie G's avatar
Stevie G

Latest lowest rating:

1

card refused abroad i went on holiday to Spain and tried to pay for my apartment with my card and it was declined, it was only £380, it was very embarrassing and so i a... Read more Reviewed on: 9th June 2026
sarojo's avatar
sarojo
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (131369)

Very good help

5
The best app ever . I like it because is the safest app and it is very easy to use Reviewed on: 16th May 2024
Ciprian P's avatar
Ciprian P

PayPal is great and the service has always been my g...

5
PayPal is great and the service has always been my go too Reviewed on: 16th May 2024
Robert n's avatar
Robert n

Always th when i need payapal.

5
Always th when i need payapal.Helpfull Reviewed on: 16th May 2024
M a's avatar
M a

PayPal credit is brilliant...

5
PayPal credit is brilliant, low apr and they inform you if a seller is on the blacklist Reviewed on: 16th May 2024
Gary A's avatar
Gary A

Useful reserve

5
I have used PayPal credit for a long time now and really find it useful Especially as I'm getting married in September and will definitely be using the credit to help me through the period. As long as you pay back, it's not costing you any interest although you know that you have the option to pay interest, it is helped me out in many situations as long as you can get the credit and repay is an extremely useful tool to have for back up. Reviewed on: 16th May 2024
Lee C's avatar
Lee C

Paypal credit: an efficient budget tool.

5
Paypal credit is an efficient budget tool. It allows you to purchase and take advantage of offers and pay in 4 instalments intetedt free. The interest rates are great and affordable. Reviewed on: 16th May 2024
Brice De Nice's avatar
Brice De Nice

Using PayPal Credit

5
I have used PayPal credit several times and I have to say I have never had any issues. The transactions have been very smooth & easy to set up. Using the App makes it very easy to keep on top of repayments. The fact they are interest free is great, no hidden payments. Reviewed on: 16th May 2024
Vickiceleste's avatar
Vickiceleste

Great useful and easy to use,I recommend the service!

5
Great useful and easy to use,I recommend the service! Reviewed on: 16th May 2024
Drill 's avatar
Drill

Pretty good, could be better though

3
Used paypal credit for years, only real issue is the speed at which it updates credit ballance and payments Reviewed on: 16th May 2024
Sean's avatar
Sean

Paypal credit made easier

5
I have found paypal easy to regulate if I want to contact them for help they are informative patient and kind they make it easy for me to use and understand. I dont get frustrated when I contact PayPal I feel I am being treated like a person and not a robot I can ask my questions and get intelligent answers. I usually have to use the customer services when I want to ask questions about paying back bigger instalments to my çredit limit and how to do that properly Reviewed on: 16th May 2024
T's avatar
T

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