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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 131,604 reviews, last reviewed 9th Jun 2026
3719450% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant! Brilliant! I needed a new tumble drier but was low on funds for a big purchase and PayPal credit helped me pay for my item and I had to pay it back ov... Read more Reviewed on: 9th June 2026
Katie H's avatar
Katie H

Latest lowest rating:

1

The service is very poor and their customer service... The service is very poor and their customer service don’t even understand how to help. I called three different times but they could not help resolve ... Read more Reviewed on: 9th June 2026
Azeez S's avatar
Azeez S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (131604)

Interest free 4 months is the best

5
I use PayPal credit for all transactions over £100 and utilise the 4 month interest free period. Reviewed on: 16th May 2024
Jason W's avatar
Jason W

Always good.

5
Always good. I’d like pay in 3 options on more things Reviewed on: 16th May 2024
Adam's avatar
Adam

I am able to choose PayPal credit or pay in 3 for la...

5
I am able to choose PayPal credit or pay in 3 for larger items which gives me total peace of mind Reviewed on: 16th May 2024
Kelly c's avatar
Kelly c

It’s helped me out loads when I’ve been short of...

5
It’s helped me out loads when I’ve been short of money Reviewed on: 16th May 2024
Joe S's avatar
Joe S

When I contacted them about an issue they did come b...

5
When I contacted them about an issue they did come back and answer. I feel that the chat method could be improved. It was quite convoluted for selection criteria, it could definitely be simpler. However my need was resolved. Reviewed on: 16th May 2024
Helen 's avatar
Helen

Easy and simple

5
No problem at all always smoot transactions Reviewed on: 16th May 2024
Jozef 's avatar
Jozef

a life partner in my financial life.

5
Almost a life partner in my financial life. Dependable, trustworthy and easy to understand even in difficult times Reviewed on: 16th May 2024
Damien Sanderson's avatar
Damien Sanderson

Very easy to use for purchases online, only issue is...

1
Very easy to use for purchases online, only issue is trying to find statements on the app Reviewed on: 16th May 2024
Laura B's avatar
Laura B

Helped me loads on big purchases

5
Helped me loads on big purchases Reviewed on: 16th May 2024
Louise F's avatar
Louise F

Easy to use , helpful service

5
Easy to use , helpful service and reliable makes getting those things you can’t wait for much easier to access Reviewed on: 16th May 2024
Will m's avatar
Will m

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