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PayPal: PayPal Credit reviews

4.74
Based on 131,851 reviews, last reviewed 9th Jun 2026
3730950% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service When I've come when I've contacted Paypal to help me with matters they've always been answered me straight away and been very helpful Reviewed on: 9th June 2026
Jodie Stratton's avatar
Jodie Stratton

Latest lowest rating:

1

The service is very poor and their customer service... The service is very poor and their customer service don’t even understand how to help. I called three different times but they could not help resolve ... Read more Reviewed on: 9th June 2026
Azeez S's avatar
Azeez S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (131851)

The Pay in 3 option is amazing!

5
The Pay in 3 option is amazing! Makes emergency purchases less frettful. Reviewed on: 17th May 2024

so easy to apply for great service

5
so easy to apply for great service Reviewed on: 17th May 2024

Few times my bank transwers stucked.

5
Few times my bank transwers stucked. But paypal customer servise help me out. And i got full refund. Reviewed on: 17th May 2024

Its been a wonderful and amazing service

5
Its been a wonderful and amazing service Reviewed on: 17th May 2024

Easy cost-effective way of making large purchases

5
I've used PayPal Credit for a few years now and have found it's a really easy, practical and cost-effective way to manage larger purchases. The range of businesses and services that integrate with PayPal is also really helpful, and it does often factor into my decision on where to purchase things. Reviewed on: 17th May 2024

Excellent service very easy to use

5
Excellent service very easy to use Reviewed on: 17th May 2024

been with paypal for years, used the excellent payme...

5
been with paypal for years, used the excellent payment terms a lot top work, easy to navigate the web and have recommended to famliy and friends Reviewed on: 17th May 2024

Support is non-existent but I usually don't need ass...

4
Support is non-existent but I usually don't need assistance. Reviewed on: 17th May 2024

Great customer service

5
Have a problem on my PayPal account and was delt with very fast Reviewed on: 17th May 2024

Safe and secure and a helping hand

5
I have decided to use Paypal in majority of my transactions. It’s safe and secure. Service is excellent. I have recommended to my friends and family who in turn have found it a “helping hand”. Reviewed on: 17th May 2024

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