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PayPal: PayPal Credit reviews

4.74
Based on 132,496 reviews, last reviewed 9th Jun 2026
3759850% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth Running Service I always use PayPal and never have any issues. One of the best banking apps. Reviewed on: 9th June 2026
CS's avatar
CS

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
Beep 's avatar
Beep

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (132496)

It's not always easy to get through to customer serv...

5
It's not always easy to get through to customer service and there's no clear number to ring them Reviewed on: 17th May 2024

Easy to use, quick, efficient everything you would h...

5
Easy to use, quick, efficient everything you would hope for.. Reviewed on: 17th May 2024

Never had any issues with PayPal credit so far.

4
Never had any issues with PayPal credit so far. Reviewed on: 17th May 2024

Paypal credit really organisedand good value

5
Paypal credit really organisedand good value Reviewed on: 17th May 2024

Quick and easy

5
Practical, very easy and straightforward to sign up and use for everyday spending and larger purchases Reviewed on: 17th May 2024

Great! Always a good experience using paypal

5
Always a good experience using paypal Reviewed on: 17th May 2024

Easy payment plans spread over 3 months via direct d...

5
Easy payment plans spread over 3 months via direct debit. Excellent Reviewed on: 17th May 2024

You can only pay off by bank account, not credit card

4
4 months free credit is good, but you have to settle the bill by bank account and cannot pay by credit card so I can get credit card bonuses. I would of continued to use if I could of paid the bill by credit card. Reviewed on: 17th May 2024

Great way to spend money.

5
Great way to spend money. Expecially the Paypal credit Reviewed on: 17th May 2024

Payment heaven

5
Excellent customer service and easy to use Reviewed on: 17th May 2024

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