Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 132,590 reviews, last reviewed 9th Jun 2026
3764150% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good app and always available/online Good app and always available/online Reviewed on: 9th June 2026
Sean C's avatar
Sean C

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
Beep 's avatar
Beep
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (132590)

Excellent

5
The best customer service, for last 20 years never ever had a problem. Reviewed on: 17th May 2024
Alyona Sakele's avatar
Alyona Sakele

PayPal is a lifesaver!

4
Im thoroughly grateful for my PayPal account and experience! Reviewed on: 17th May 2024
Oliver O's avatar
Oliver O

Convenient and secure.

5
Convenient and secure. Gives me freedom to get bigger purchases sooner Reviewed on: 17th May 2024
Tracy G's avatar
Tracy G

my experience is fantastic easy to use

5
my experience is fantastic easy to use Reviewed on: 17th May 2024
Muhammad S's avatar
Muhammad S

Excellent way to plan buying and budget payments.

5
Excellent way to plan buying and budget payments. Reviewed on: 17th May 2024
Lorraine D's avatar
Lorraine D

Very satisfied excellent the best company

5
Very satisfied excellent the best company Reviewed on: 17th May 2024
Adrian r's avatar
Adrian r

Great when the need arrises, easy to use and make pa...

5
Great when the need arrises, easy to use and make payments. Reviewed on: 17th May 2024
Kat's avatar
Kat

Easy to use 5 stars

5
Easy to use and an interest free option is sometimes available if paid in full before the timeframe. Reviewed on: 17th May 2024
Darren H's avatar
Darren H

Very easy to use and fast, helps you budget for dear...

5
Very easy to use and fast, helps you budget for dearer items without having to worry about interest added on Reviewed on: 17th May 2024
Justina w's avatar
Justina w

This is a great product, it’s easy to use and allows...

5
This is a great product, it’s easy to use and allows you to spread the cost. It’s also helpful in these times that it can be interest free if you use it wisely. Reviewed on: 17th May 2024
Denise K's avatar
Denise K

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill