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PayPal: PayPal Credit reviews

4.74
Based on 132,635 reviews, last reviewed 10th Jun 2026
3766050% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love the paypal credit options Love the 4 month interest free and pay in three options Reviewed on: 10th June 2026
Lyndsey Sloan's avatar
Lyndsey Sloan

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
Beep 's avatar
Beep

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (132635)

Very easy and simply to use and deal with any proble...

5
Very easy and simply to use and deal with any problems I very highly recommend service Reviewed on: 17th May 2024

Good .it's nice

5
Good .it's niceYou can do many things and save some money Reviewed on: 17th May 2024

Pay later

5
Paypal credit is the best way for shopping and pay later. Reviewed on: 17th May 2024

safe and secure.

5
Always use it and feels safe and secure. Its simple to use. I like the option to pay in 3 instalments, or paypal credit . Reviewed on: 17th May 2024

Having paypal and paypal credit has not only allowed...

5
Having paypal and paypal credit has not only allowed me to purchase things that would take me months to pay for but also have the confidence and security of online buying Reviewed on: 17th May 2024

Great offers and options!

5
Great offers and options! PayPal credit can be used in so many online retailers and also gives one so many options e.g. pay in 3, 0% interest for 4 months, sometimes also 0% for 12 months. It’s awesome and I appreciate it. Reviewed on: 17th May 2024

PayPal credit is easy to use and safe when using on...

5
PayPal credit is easy to use and safe when using online Reviewed on: 17th May 2024

Very useful and easy to use, I will continue to enjo...

5
Very useful and easy to use, I will continue to enjoy to use of PayPal Reviewed on: 17th May 2024

Ease of use

5
Easy to use and you are kept up to date with ac Reviewed on: 17th May 2024

makes a difference to cash flow

5
Paypal has helped my cash flow and also reminding to keep on track for repayments. Makes a lot if difference when running a fluctuating self employment business Reviewed on: 17th May 2024

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