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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 132,640 reviews, last reviewed 10th Jun 2026
3766300% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to navigate . Always have the flexibility with PayPal when shop online .Easy access to make smooth payment . Very convenient too . Reviewed on: 10th June 2026
HON M's avatar
HON M

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
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Beep
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (132640)

I like spreading the cost with pa...

5
I like spreading the cost of items over £100 with pay in three. Reviewed on: 17th May 2024
Valerie 's avatar
Valerie

I’ve used PayPal to buy foods / eBay and pay my hote...

5
I’ve used PayPal to buy foods / eBay and pay my hotels and it really helps me as I can pay in up to 4 months interest free Reviewed on: 17th May 2024
Jennifer 's avatar
Jennifer

Clear and Easy to Use

4
This is the clearest and easiest to use line of credit I've seen. I know how much I owe, for what, and when each transaction is due, which isn't always the case with other lines of credit. Reviewed on: 17th May 2024
EmJay's avatar
EmJay

Best experience ever

5
PayPal crédit has enabled me to be more financially independent as they take care of my expenses in advance. I've been able to feel more comfortable about buying a number of items that before I would never have been able to afford. Paypal credit give hope and a chance to all those people who want to treat themselves but over the long term. I'd recommend it 1000%, I've already told people about it. Paypal credit have changed my life! Reviewed on: 17th May 2024
em's avatar
em

Most easy to deal with

5
They have been the most easy to deal with, always putting the client first and finding ways to make the experience better. They have been hassle-free and fair since I have been with them. Reviewed on: 17th May 2024
Sabah's avatar
Sabah

Excellent

5
I have had nothing but good experience with PayPal Reviewed on: 17th May 2024
Alan Millar 's avatar
Alan Millar

I love PayPal.

5
I love PayPal. always helpful when I have a bad time. And I love their payment in 3 installments. Customer service is also great. You quickly get an answer to your questions Reviewed on: 17th May 2024
Anna S's avatar
Anna S

Recommended

5
Great lender with any easy to use app and clear repayment structure Reviewed on: 17th May 2024
Robert Ellwood's avatar
Robert Ellwood

Easy, safe and quick.

5
Easy, safe and quick. Any disputes handled easily and quickly. Protection of payments gives peace of mind and all transactions are easily tracked Reviewed on: 17th May 2024
Mimyliz's avatar
Mimyliz

Simplified, Versatile Digital Service and CX

5
Simplified, versatile digital platform providing customer friendly solution and services. Reviewed on: 17th May 2024
Saurabh Sinha's avatar
Saurabh Sinha

Review PayPal: PayPal Credit now

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