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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (132605 reviews)

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4.74

Based on 132,605 reviews, last reviewed 9th Jun 2026

3764800% increase in 5 star reviews

in the past 90 days

10650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Love PayPal credit So easy to use, all set up in my phone and retail website easily links to PayPal app. There’s no repeat credit checks once set up and no interest to p... Read more Reviewed on: 9th June 2026

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (132605)

been with paypal for years, used the excellent payme...

been with paypal for years, used the excellent payment terms a lot top work, easy to navigate the web and have recommended to famliy and friends Reviewed on: 17th May 2024

Support is non-existent but I usually don't need ass...

Support is non-existent but I usually don't need assistance. Reviewed on: 17th May 2024

Great customer service

Have a problem on my PayPal account and was delt with very fast Reviewed on: 17th May 2024

Safe and secure and a helping hand

I have decided to use Paypal in majority of my transactions. It’s safe and secure. Service is excellent. I have recommended to my friends and family who in turn have found it a “helping hand”. Reviewed on: 17th May 2024

Better than a credit card

I’ve used PayPal credit for a few years now, it’s certainly the best way to use credit when there is no interest on payments over £99. Never had a problem with them, always very helpful Reviewed on: 17th May 2024

PayPal credit has helped me immensely!

PayPal credit has helped me immensely! It allows me to pay for things when I don’t have the funds to hand and therefore I don’t miss out on special offers. Reviewed on: 17th May 2024

Very efficient staff and call centre

Very efficient staff and call centre Reviewed on: 17th May 2024

Best service for payment slowly.

Best service for payment slowly. Gives you breathing space Reviewed on: 17th May 2024

Paypal is great as I get to use my Amex as an option...

Paypal is great as I get to use my Amex as an option at checkout. It's so convienient and safe. I like getting offers too. Reviewed on: 17th May 2024

I feel secure with my purchases when using PayPal an...

I feel secure with my purchases when using PayPal and confident my money is safe Reviewed on: 17th May 2024

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