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PayPal: PayPal Credit reviews

4.74
Based on 132,529 reviews, last reviewed 9th Jun 2026
3761350% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So easy to use So easy to use and very straightforward. Very easy to navigate app. Reviewed on: 9th June 2026
Paul B's avatar
Paul B

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
Beep 's avatar
Beep

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (132529)

PayPal for all of my online purchases

5
I use paypal for almost all of my online purchases, if PayPal payment is available it’s my first choice because of flexible payment options. Pay in 3 and most especially if I have to purchase £99 & above because I can pay 0% within 4 months. Great! Reviewed on: 17th May 2024

So convenient

5
It is so easy and convenient to use and the customer service is fantastic Reviewed on: 17th May 2024

0% over four months when paid in full!!

5
I often use PayPal credit as an alternative to credit cards. I prefer the 0% if paid in four months option Reviewed on: 17th May 2024

I've never had a problem with PayPal.

5
I've never had a problem with PayPal. My money is safe and I especially appreciate being able to use the Pay In 3 option. PayPal credit is also helpful for me, as I prefer to use it for higher-priced purchases. I'd recommend using PayPal to anyone. Reviewed on: 17th May 2024

Split the cost with NO interest

5
PayPal is a excellent way to buy things with confidence and to split the cost without any interest! Reviewed on: 17th May 2024

Every transaction is always perfect

5
Every transaction is always perfect Reviewed on: 17th May 2024

Very friendly customer service and PayPal credit all...

5
Very friendly customer service and PayPal credit allows me buy more products. The pay back time period is very flexible Reviewed on: 17th May 2024

A great service

5
Great service, ease of use great rates on pay pal credit. Reviewed on: 17th May 2024

Good service, got credit when required

5
Good service, got credit when required Reviewed on: 17th May 2024

Easy as pie

5
It's easy and simple and rates are reasonable can't complain Reviewed on: 17th May 2024

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Help others make smarter decisions by sharing your own experience. Write a review