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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (132393 reviews)

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4.74

Based on 132,394 reviews, last reviewed 9th Jun 2026

3755150% increase in 5 star reviews

in the past 90 days

10650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Helps with boosting my credit score. I found it easy to use and makes big payments easy with the pay in 3 scheme. Reviewed on: 9th June 2026

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (132394)

Interest free 4 months is the best

I use PayPal credit for all transactions over £100 and utilise the 4 month interest free period. Reviewed on: 16th May 2024

Always good.

Always good. I’d like pay in 3 options on more things Reviewed on: 16th May 2024

I am able to choose PayPal credit or pay in 3 for la...

I am able to choose PayPal credit or pay in 3 for larger items which gives me total peace of mind Reviewed on: 16th May 2024

It’s helped me out loads when I’ve been short of...

It’s helped me out loads when I’ve been short of money Reviewed on: 16th May 2024

When I contacted them about an issue they did come b...

When I contacted them about an issue they did come back and answer. I feel that the chat method could be improved. It was quite convoluted for selection criteria, it could definitely be simpler. However my need was resolved. Reviewed on: 16th May 2024

Easy and simple

No problem at all always smoot transactions Reviewed on: 16th May 2024

a life partner in my financial life.

Almost a life partner in my financial life. Dependable, trustworthy and easy to understand even in difficult times Reviewed on: 16th May 2024

Very easy to use for purchases online, only issue is...

Very easy to use for purchases online, only issue is trying to find statements on the app Reviewed on: 16th May 2024

Helped me loads on big purchases

Helped me loads on big purchases Reviewed on: 16th May 2024

Easy to use , helpful service

Easy to use , helpful service and reliable makes getting those things you can’t wait for much easier to access Reviewed on: 16th May 2024

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