Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 131,440 reviews, last reviewed 9th Jun 2026
3711750% increase in 5 star reviews
in the past 90 days
10550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Very easy to use and very handy. Very easy to use and very handy. Reviewed on: 9th June 2026
Ja's avatar
Ja

Latest lowest rating:

1

card refused abroad i went on holiday to Spain and tried to pay for my apartment with my card and it was declined, it was only £380, it was very embarrassing and so i a... Read more Reviewed on: 9th June 2026
sarojo's avatar
sarojo
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (131441)

Protected and easy payments

5
Very easy to use ,secure payments and clear information on balance on accounts Reviewed on: 14th May 2024
Pauline 's avatar
Pauline

Nearly perfect but not quite there yet

4
It's difficult to contact a human when there is an issue. Transactions are either really fast or slow. Why can't all Transactions be fast? Reviewed on: 14th May 2024
Robert A's avatar
Robert A

Most Reliable Credit

5
Applying for PayPal Credit is a seamless process, offering instant approval of your balance for immediate use whenever required. Paypal provides unparalleled convenience by allowing you to split payments into manageable installments, coupled with exclusive no-interest periods not available elsewhere in the market. With PayPal, rest assured of the highest level of customer protection. Embrace the future of credit with PayPal. Reviewed on: 14th May 2024
Kash's avatar
Kash

Fast and simple

5
Fast and simple steps , credit limit increased in less than 1 year when i paid back my credits Reviewed on: 14th May 2024
Amr A's avatar
Amr A

Makes things a little easier when I need things but...

5
Makes things a little easier when I need things but can't afford them Reviewed on: 14th May 2024
Curtis I's avatar
Curtis I

PayPal is by far the best payment and banking system

5
PayPal is by far the best payment and banking system I have ever used. Whether it’s paying online, using the balance or credit everything is seamless. I have used for many years even when an issue has occurred they assist sorting however they can. Reviewed on: 14th May 2024
Emma H's avatar
Emma H

Always great good service trusted payment platform

5
Always great good service trusted payment platform Reviewed on: 14th May 2024
C w's avatar
C w

Easy to use.

5
Easy to use. Helpful when in need of quick cash. Not making things difficult with repayments. Reviewed on: 14th May 2024
Marcus S's avatar
Marcus S

Easy to track and manage balance

5
Easy to apply and set up. Easy to keep track and manage balance. Reviewed on: 14th May 2024
Ross R's avatar
Ross R

Love Pay Pal - easy to use and very efficient

5
Love Pay Pal - easy to use and very efficient Reviewed on: 14th May 2024
Elizabeth B's avatar
Elizabeth B

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill