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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (131193 reviews)

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4.74

Based on 131,193 reviews, last reviewed 9th Jun 2026

3700400% increase in 5 star reviews

in the past 90 days

10600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always handy if you needed. Always handy if you needed. Has a card as well another plus . Reviewed on: 9th June 2026

Latest lowest rating:

1

card refused abroad i went on holiday to Spain and tried to pay for my apartment with my card and it was declined, it was only £380, it was very embarrassing and so i a... Read more Reviewed on: 9th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (131194)

It was easy to apply, so simple to buy online

It was easy to apply, so simple to buy online Reviewed on: 14th May 2024

afford the things, you can’t

They allow you to be able to afford the things, you might not be able to pay in full and give you the flexibility to pay it in 4months with no interest, which is amazing, because if you use a credit card, many times the interest, is off putting, they give you the chance to go to events or purchase things maybe you cant afford one off Reviewed on: 14th May 2024

Interest rate way way too high and little to no prot...

Interest rate way way too high and little to no protection for the customer Reviewed on: 14th May 2024

Being able to have PayPal makes my life so much easier.

Being able to have PayPal makes my life so much easier. Reviewed on: 14th May 2024

Paypal Priority Purchases .

I always use PayPal for purchases. PayPal credit enables affordable payments to suit. Hands down the safest, easier way to buy! Reviewed on: 14th May 2024

Easy and reliable.

Easy and reliable. Available at multiple merchants. Reviewed on: 14th May 2024

Simple and easy to use, perfect!

Simple and easy to use, perfect! Reviewed on: 14th May 2024

So easy to use!

Great and so easy to use, nice to have that extra security paying for items Reviewed on: 14th May 2024

Majority of the time had no issues

Only had one issue where I paid my credit but some technical issue confused things. All other times I’ve used it, it’s been really simple and easy to use. Reviewed on: 14th May 2024

Money Management and Expenses Breakdown

Very easy to use, very helpful in managing payments and breaking your surprise expenses into smaller payment. Reviewed on: 14th May 2024

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