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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 129,685 reviews, last reviewed 9th Jun 2026
3632300% increase in 5 star reviews
in the past 90 days
10450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal Credit are amazing I have been using Paypal Credit for a few years and it’s been fantastic to say the least. The pay in 4 interest free option is amazing too and has alw... Read more Reviewed on: 9th June 2026
Eva's avatar
Eva

Latest lowest rating:

2

Useless customer service and lipservice protection The customer service is well hidden, no understanding of complex issues or services bought in the future but the provider doesn't deal with any issues... Read more Reviewed on: 9th June 2026
Zhivko J's avatar
Zhivko J
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (129685)

Ive never had an issue they didnt resolve.

5
Ive never had an issue they didnt resolve.My only credit facility and its going to stay that way Reviewed on: 10th May 2024
Chuck's avatar
Chuck

Easy to use, user friendly and convenient.

5
Easy to use, user friendly and convenient. App is useful and pay in 3 can be helpful too. Easy to pay friends and family and split bills between us - paying via email is a great feature if you don’t have someone’s details. Reviewed on: 10th May 2024
Lindsay B's avatar
Lindsay B

Very easy to use.

5
Very easy to use. Pay back time is good for me Reviewed on: 10th May 2024
Ivuoma O's avatar
Ivuoma O

Spread payments

4
Very convenient for spreading the cost or pay after delibery Reviewed on: 10th May 2024
Mohammad A's avatar
Mohammad A

PayPal checkout or I ain’t buying it

5
I do not shop with any online store unless it has PayPal as a method of payment. Always feel secure and PayPal credit has benefited me so much Reviewed on: 10th May 2024
Rebekah M's avatar
Rebekah M

Smooth out the hit on the bank ac...

5
Used many times to smooth out the hit on the bank account and recently grabbed a Hifi bargain with the help of two years PayPal interest free credit..... A cracking good deal. Reviewed on: 10th May 2024
Andrew Gibbs's avatar
Andrew Gibbs

Multiple years, 0 problems and 0% to boot

5
Been using PayPal Credit for a few years for 0% interest buy now/pay later and installment offers. Never had any problems or issues (so haven't had to use the customer service as far as I can remember) and it's helped spread the cost of expenses without increasing the price. Would recommend. Only downside is the 0% installment plans are only with specific merchants. Reviewed on: 10th May 2024
A display name I guess's avatar
A display name I guess

Grat experience with PayPal.

5
Grat experience with PayPal......amazing Reviewed on: 10th May 2024
Gabriel G's avatar
Gabriel G

Transaction is very easy.

5
Transaction is very easy. Very convenient and hassle free. Reviewed on: 10th May 2024
Catherine C's avatar
Catherine C

Excellent customer service

5
Excellent support to customers and account management Reviewed on: 10th May 2024
Laura R's avatar
Laura R

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