Paid advertisement
Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 128,657 reviews, last reviewed 9th Jun 2026
3585300% increase in 5 star reviews
in the past 90 days
10450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always available. Always available in your pocket, Makes purchases a whole lot easier. Takes the strain on your income. Allows you to budget to get the things you need Reviewed on: 9th June 2026
NEIL B's avatar
NEIL B

Latest lowest rating:

2

Good but needs improvement in information structure I like the experience of having everything in one plataform, but the statement is a nightmare. Reviewed on: 9th June 2026
Marcia's avatar
Marcia
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (128656)

Buyer are safe

5
easy to use and safe, i can send money to family members free of charge. Reviewed on: 9th July 2022
al bathan's avatar
al bathan

Great service to manage payments

5
PayPal credit makes it easy when you have unexpected expenses like the kettle or washing machine breaking. You can choose a payment option that suits you. Very convenient. Reviewed on: 9th July 2022
Berry's avatar
Berry

Hassle free

5
Excellent service and useability on websites Reviewed on: 9th July 2022
Rich's avatar
Rich

Easy to use and reliable

5
Good UI, ease of use instructions and reliable means to pay for the majority of transaction gateways. Reviewed on: 9th July 2022
Soumen Chatterjee's avatar
Soumen Chatterjee

Very helpful and useful

5
Very happy with my PayPal credit and I can recommend it to anyone Reviewed on: 9th July 2022
Rebecca's avatar
Rebecca

Very satisfied

5
Very satisfactory with PayPal credit card Reviewed on: 9th July 2022
Julienne Gomis Mcthelly 's avatar
Julienne Gomis Mcthelly

Great option especially fo these who are on top with paying back as it's no intres fo up to 4 months

5
Great way of paying for something in smoller parts instead one big payment Reviewed on: 9th July 2022
Alina M's avatar
Alina M

Awesome

5
Very happy about this kind of option. Reviewed on: 9th July 2022
Laurynas Rimaitis's avatar
Laurynas Rimaitis

Best Credit Provider

5
PayPal Credit is easy to use and offers various credit options They make it easy to keep track of payments and outstanding balances with different payment options. PayPal has given me the means to be able to make purchases I would otherwise not have been able to make. All round I think PayPal is the best credit provider. Reviewed on: 9th July 2022
Jennifer 's avatar
Jennifer

Love to get credit money for zero interest

5
It's really good because it gives you 4 months credit on zero percent interest rate which is really good for me as a small business I can easily pay back in 4 months time even before that on single payments more than £99. No any other credit company give you that option. Reviewed on: 9th July 2022
Manjit Singh's avatar
Manjit Singh

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill