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PayPal: PayPal Credit reviews

4.74
Based on 128,788 reviews, last reviewed 9th Jun 2026
3591200% increase in 5 star reviews
in the past 90 days
10450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy customer I am PayPal customer for the past 17 years I think and it’s only getting better and better. Thank you Reviewed on: 9th June 2026
Magdalena S's avatar
Magdalena S

Latest lowest rating:

2

Good but needs improvement in information structure I like the experience of having everything in one plataform, but the statement is a nightmare. Reviewed on: 9th June 2026
Marcia's avatar
Marcia

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (128788)

Amazing!!!!

5
Paypal has given me the flexability to buy things that i needed for work etc over a period of period of time. i have never been stressed using Paypal and without there offer, i would never i have been able to finish my studdies either. Reviewed on: 29th July 2022

quick easy and super convenient

5
nothing but good words about PayPal. Used them for over 10 years and its been the perfect solution to all my online transactions. 5* Reviewed on: 29th July 2022

Peace of mind

5
Four months (or more) interest free on plenty of purchases plus peace of mind with Paypal protection when things go wrong means it's my first choice for purchase payments. Reviewed on: 29th July 2022

Fab service

5
Paypal is really secure and easy to use. I trust using paypal for all my purchases. Reviewed on: 29th July 2022

Easy to use

4
Never had any issues using their service Reviewed on: 29th July 2022

Highly trusted online payment

5
Never had issues of any kind with Paypal after many years of being a customer Reviewed on: 29th July 2022

nice

3
ummmmmmmmmmmm, quite good i reckon Reviewed on: 29th July 2022

Paypal is best

5
So safe and easy to use. Every payment is secure and any problems with any purchases are sorted fast . Reviewed on: 29th July 2022

a life saver

5
great for emergency purchases especially when you have autistic children who cant help but break toys Reviewed on: 29th July 2022

PayPal is my winner

5
I have recently used both pay in 3 and Paypal credit for purchases and the process is simply and easy to understand. It's a great service and there when I need it Reviewed on: 28th July 2022

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