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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 129,830 reviews, last reviewed 9th Jun 2026
3639000% increase in 5 star reviews
in the past 90 days
10450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Hi The balance could update faster to see where am I... Hi The balance could update faster to see where am I with spending that would give more confidence to use it more often for smaller purchases. sometim... Read more Reviewed on: 9th June 2026
Denes H's avatar
Denes H

Latest lowest rating:

2

Useless customer service and lipservice protection The customer service is well hidden, no understanding of complex issues or services bought in the future but the provider doesn't deal with any issues... Read more Reviewed on: 9th June 2026
Zhivko J's avatar
Zhivko J
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (129832)

I'm using it many times during the week and is great...

5
I'm using it many times during the week and is great deal. Definitely recommend it. Reviewed on: 11th May 2024
Pawel H's avatar
Pawel H

Amazing and straightforward.

5
Amazing and straightforward. 4 months interest free is fab Reviewed on: 11th May 2024
Marwa 's avatar
Marwa

4 months interest free credit FTW!

5
I love PayPal and use it all the time. The buyer protection is a huge advantage and gives me immense piece of mind when making online purchases. PayPal Credit is something I use a lot, too, as the 4 months interest-free grace period is long enough that I can comfortably pay off bigger purchases, but also short enough that I don't feel tempted to go further into debt and get myself in trouble! Reviewed on: 11th May 2024
Phil M's avatar
Phil M

4 months interest free if you spend £99.

5
I like PayPal because it gives 4 months interest free to pay if u spend £99. Reviewed on: 11th May 2024
Nigel's avatar
Nigel

PayPal excellent for online payments

5
PayPal excellent for online payments Reviewed on: 11th May 2024
Shaz 's avatar
Shaz

Whenever I need someone to help with anything, there...

5
Whenever I need someone to help with anything, there is always someone to help! Reviewed on: 11th May 2024
Patrick 's avatar
Patrick

Fantastic product , excellent, friendly & professio...

5
Fantastic product , excellent, friendly & professional employees on hand 24/7 Reviewed on: 11th May 2024
Al Beveridge's avatar
Al Beveridge

Paypal credit has been a lifesaver for me.

5
Paypal credit has been a lifesaver for me. No hassle and easy to use - great little back-up incase it’s needed. Reviewed on: 11th May 2024
KAO's avatar
KAO

Easy to use, very clear and transparent.

5
Easy to use, very clear and transparent. The app management makes it a breeze. Reviewed on: 11th May 2024
Vid B's avatar
Vid B

Highly recommend

5
Really great experience, useful to have and easy to stay in control of what I’m spending Reviewed on: 11th May 2024
Paige W's avatar
Paige W

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