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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 130,435 reviews, last reviewed 9th Jun 2026
3666150% increase in 5 star reviews
in the past 90 days
10500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I like PP pay in 3 system and maybe they could exten... I like PP pay in 3 system and maybe they could extend it to pay in 4. The currency rate isn't great but PP gives sense of protection in case of item n... Read more Reviewed on: 9th June 2026
Alina K's avatar
Alina K

Latest lowest rating:

1

You must be jocking i have done this 6 times now but... You must be jocking i have done this 6 times now but because I am 85 years old I can't find the f ing code Reviewed on: 9th June 2026
Robert Jackson's avatar
Robert Jackson
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (130435)

I've not really had any bad experiences whilst usin...

5
I've not really had any bad experiences whilst using PayPal credit. Reviewed on: 12th May 2024
Richard l's avatar
Richard l

Very easy to open and excellent app.

5
Very easy to open and excellent app. Plus easy to setup payments Reviewed on: 12th May 2024
Paul Murphy's avatar
Paul Murphy

Quick and efficiant process, ita certainly helped us...

5
Quick and efficiant process, ita certainly helped us out during these unforgiven times of high energy bills Reviewed on: 12th May 2024
Graham G's avatar
Graham G

Good service

4
Good service, easy to use and can connect other accounts to your PayPal. Everything is in the same place and you have the choice at checkouts to use your card or your credit. Reviewed on: 12th May 2024
Lily P's avatar
Lily P

I use it from time to time.

5
I use it from time to time. It’s really good and allows me to buy essentials Reviewed on: 12th May 2024
Martin D's avatar
Martin D

It’s always Safe, very flexible, easy and fast to us...

5
It’s always Safe, very flexible, easy and fast to use via the app. Never any dramas makes online purchases a breeze Reviewed on: 12th May 2024
Jason g's avatar
Jason g

All good, no bad experience so far

5
All good, no bad experience so far Reviewed on: 12th May 2024
Ludmila K's avatar
Ludmila K

PayPal is great value

5
PayPal in 3 is great, it allows you to pay for unexpected things right now. I've used it for last minute flights and a holiday. I also sell handmade goods and it's so easy for purchases to be paid for. Then I can spend the balance or save it for something else. So easy, all you have to do is let the purchaser know your email address. Reviewed on: 12th May 2024
Susanna Blackburn's avatar
Susanna Blackburn

4 months interest free is amazing

5
The 4 months interest free has helped me with saving and paying for things without costing extra. The reminders of payments being due and the ability to set up automatic payments mean that I never incurred any interest charges. Reviewed on: 12th May 2024
Nicola's avatar
Nicola

PayPal is very secure and always ready to assist, he...

5
PayPal is very secure and always ready to assist, help and support Reviewed on: 12th May 2024
Evans Osei's avatar
Evans Osei

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