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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 130,951 reviews, last reviewed 9th Jun 2026
3689550% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service, I would thoroughly recommend! Excellent service, I would thoroughly recommend! Reviewed on: 9th June 2026
JB's avatar
JB

Latest lowest rating:

1

card refused abroad i went on holiday to Spain and tried to pay for my apartment with my card and it was declined, it was only £380, it was very embarrassing and so i a... Read more Reviewed on: 9th June 2026
sarojo's avatar
sarojo
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (130951)

Credit should be longer

3
I think the credit should be longer than 4 months as I use very and there credit is 12 months interest free when I want to buy a more expensive item Reviewed on: 13th May 2024
Lee L's avatar
Lee L

Service is intuitive

5
I have never had need to contact customer services, hence neutral score. However the service has been so intuitive that there has been no requirement for intervention. Reviewed on: 13th May 2024
GHarrison 's avatar
GHarrison

very fast decision very handy and good interest rate

5
very fast decision very handy and good interest rate Reviewed on: 13th May 2024
archie's avatar
archie

I’ve never had a issue with them and the great thing...

5
I’ve never had a issue with them and the great things u can pick up for less then the shops Reviewed on: 13th May 2024
Craig's avatar
Craig

If I do have a problem pay pal are quick and efficie...

5
If I do have a problem pay pal are quick and efficient to solve it Reviewed on: 13th May 2024
Elizabeth H's avatar
Elizabeth H

Paypal is 5 star

5
Paypal is 5 star purchases over £99 and pay in 4 months time without interest. And very easy and secured. Also those very friendly and helpful customer service Reviewed on: 13th May 2024
Jei's avatar
Jei

Excellent service

5
Excellent service and very easy to use and getting things sorted is all way fast and easy to do Reviewed on: 13th May 2024
Raymond G's avatar
Raymond G

convenient for any online purchases.

5
Paypal makes a easy way for online purchases and credid system it is just perfect for instalments with no fees, love it! Reviewed on: 13th May 2024
Nicolae Ciumac's avatar
Nicolae Ciumac

Easy and convenient, with a lovely team to support

5
Easy and convenient, with a lovely team to support Reviewed on: 13th May 2024
Benjamin's avatar
Benjamin

Easy process, quick fast and effective.

5
Easy process, quick fast and effective. Service has been great. Reviewed on: 13th May 2024
Sam l's avatar
Sam l

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