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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 131,236 reviews, last reviewed 9th Jun 2026
3702300% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple to use PayPal is easy and straightforward to work with Reviewed on: 9th June 2026
Peter A's avatar
Peter A

Latest lowest rating:

1

card refused abroad i went on holiday to Spain and tried to pay for my apartment with my card and it was declined, it was only £380, it was very embarrassing and so i a... Read more Reviewed on: 9th June 2026
sarojo's avatar
sarojo
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (131236)

Good recommendation

4
Good very flexible. I will recommend to my family and friends. Reviewed on: 14th May 2024
Omolayo J Oluwaniyi's avatar
Omolayo J Oluwaniyi

Good option to use for several retailers

5
Good option to use for several retailers Reviewed on: 14th May 2024
Aisha S's avatar
Aisha S

Easy to use!

5
I’ve been using PayPal credit for a while now and it has been an extremely smooth experience. I am always notified multiple times well before the due date of any payments and payments are extremely easy to make. Reviewed on: 14th May 2024
Ben B's avatar
Ben B

Nice to get money help when it's needed

5
Nice to get money help when it's needed Reviewed on: 14th May 2024
mairita 's avatar
mairita

Money protection ...

5
With PayPal it's always easy to buy from market and the good thing is you receive money back if something happens whit your order Reviewed on: 14th May 2024
Beny's avatar
Beny

Always responsive customer service.

5
Always responsive customer service. Easy to use to pay online. good interest rates. Happy overall Reviewed on: 14th May 2024
Rachael H's avatar
Rachael H

Absolutely no problems

5
Absolutely no problems, easy to use and accepted on lots of websites! Reviewed on: 14th May 2024
Claire M's avatar
Claire M

Great service !

5
I have used PayPal for years and never had an issue, I use it to pay online and to receive money Reviewed on: 14th May 2024
Amy T's avatar
Amy T

Excellent and easy, Paypal credit helps a lot

5
Excellent and easy, Paypal credit helps a lot Reviewed on: 14th May 2024
Liv's avatar
Liv

Easy to use credit platform .

5
Easy to use credit platform .all can be done in the PayPal app and you can easily keep track of your spending. Reviewed on: 14th May 2024
Elmarie G's avatar
Elmarie G

Review PayPal: PayPal Credit now

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