Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (131499 reviews)

View other PayPal products

4.74

Based on 131,499 reviews, last reviewed 9th Jun 2026

3714550% increase in 5 star reviews

in the past 90 days

10550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is so easy and convenient to use when online... PayPal is so easy and convenient to use when online shopping Reviewed on: 9th June 2026

Latest lowest rating:

1

card refused abroad i went on holiday to Spain and tried to pay for my apartment with my card and it was declined, it was only £380, it was very embarrassing and so i a... Read more Reviewed on: 9th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (131499)

Excellent service

The credit was easy to apply for with a speedy decision. Making payments through the app is quick and simple. The 0% interest and no early repayment fee provide excellent value for money and payment reminder emails are really helpful with ensuring I don't miss a payment deadline. This not only helps keep payments on track it also avoids the admin costs involved with chasing payments helping PayPal help the customer. All told an excellent service. So rare these days. Reviewed on: 14th May 2024

Very good easy to use simple app very happy

Very good easy to use simple app very happy Reviewed on: 14th May 2024

Used PayPal for some computer components fantastic w...

Used PayPal for some computer components fantastic way to spread the cost. Nice and easy too Reviewed on: 14th May 2024

It’s brilliant.

It’s brilliant. Simple to use and cost efficient Reviewed on: 14th May 2024

PayPal offers convenient payment processing, but ...

PayPal offers convenient payment processing, but it's not without its flaws. While transactions are generally smooth, occasional freezes or holds can be frustrating. Customer service responses vary; some find them helpful, while others feel they fall short. Security measures are robust, yet cases of unauthorized transactions have been reported. Overall, PayPal serves its purpose but could improve in addressing customer concerns and enhancing security protocols. Reviewed on: 14th May 2024

No problems using this service, payments and transfe...

No problems using this service, payments and transfers done instantly Reviewed on: 14th May 2024

PayPal credit.great service.

WhenI called them with a problem they were very happy to sort it out,and being older I don’t always understand modern technology but she was patient with me and very understanding so.I was very pleased with my experience. Reviewed on: 14th May 2024

Very happy with the service.

Very happy with the service. Excellent customer service and great app easy to navigate. Thank you Reviewed on: 14th May 2024

I like paypal it's a safe and convenient way to pay...

I like paypal it's a safe and convenient way to pay I recommend it to my friends and family I do all my shopping with paypal and I'm happy Reviewed on: 14th May 2024

In times where I needed some extra money paypal cred...

In times where I needed some extra money paypal credit definitely helped me to purchase the things I needed. Reviewed on: 14th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.06 from 6 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Loan
from Snap Finance 4.80 from 369 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 63470 reviews
Payments
from PayPal 4.73 from 3742 reviews
Credit card
from PayPal 4.70 from 95 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub