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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 131,983 reviews, last reviewed 9th Jun 2026
3737000% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good for cashflow It gives me the necessary freedom to buy of what I need since I can pay in 4 installment free of interest Reviewed on: 9th June 2026
gabriele Tedesco's avatar
gabriele Tedesco

Latest lowest rating:

1

The service is very poor and their customer service... The service is very poor and their customer service don’t even understand how to help. I called three different times but they could not help resolve ... Read more Reviewed on: 9th June 2026
Azeez S's avatar
Azeez S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (131984)

Good experience

5
The process is quite easy and simple to use, but it would nice if the app instantly made the correct changes to the balance when a new payment has been made Reviewed on: 15th May 2024
Ella 's avatar
Ella

It works good

5
It works good. I use it regularly when I have low balance for the time being in the main account. Reviewed on: 15th May 2024
Tanq G's avatar
Tanq G

Excellent service sorted out my issues no problem at...

5
Excellent service sorted out my issues no problem at all thanks again Reviewed on: 15th May 2024
Pat A's avatar
Pat A

Great service.

5
Great service. Used pay pal for paying for flights easy to use quick and good value Reviewed on: 15th May 2024
Jemma m's avatar
Jemma m

PayPal credit

5
Useful for larger purchases especially with 0% interest for things over £100 which I often do, can be spread over 4 months. Very easy to set up and adjust direct debits so payments are manageable. Never had an issue with PayPal for both credit and pay in 3 Reviewed on: 15th May 2024
Si M's avatar
Si M

Simple and easy PayPal

5
Simple and easy o use, able to spread purchased goods over a longer period. Reviewed on: 15th May 2024
Paulio's avatar
Paulio

Best experience so far with doing business with them...

5
Best experience so far with doing business with them so far Reviewed on: 15th May 2024
Emmanuela N's avatar
Emmanuela N

Perfect service

5
Very fast service and quick response. Reviewed on: 15th May 2024
Slavcho T's avatar
Slavcho T

I love PayPal.

5
I love PayPal. It’s very handy when you are a little short of cash and it’s a safe way of paying Reviewed on: 15th May 2024
Heather Paterson's avatar
Heather Paterson

I have always had a great relationship with PayPal a...

5
I have always had a great relationship with PayPal and they have always resolved my issues and protected me against bad sellers over the year, I highly recommend them for safe online shopping and keeping your data safe. Reviewed on: 15th May 2024
Miguel 's avatar
Miguel

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