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PayPal: PayPal Credit reviews

4.74
Based on 132,230 reviews, last reviewed 9th Jun 2026
3748300% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Lovely secure way of paying I love having the option... Lovely secure way of paying I love having the option to use this Reviewed on: 9th June 2026
Lydia W's avatar
Lydia W

Latest lowest rating:

1

PayPal credit deducted all my refund money because o... PayPal credit deducted all my refund money because of another agreement which was not pay in 4, it was another agreement of Samsung which I had to pay... Read more Reviewed on: 9th June 2026
Naeem Z's avatar
Naeem Z

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (132230)

Really great interest rates, cannot fault paypal - b...

5
Really great interest rates, cannot fault paypal - being able to add paypal credit to curve card is amazing too Reviewed on: 16th May 2024

Excellent

5
The transfer money to friends service is excellent. I travel a lot. The speed of an international transaction is fantastic! Reviewed on: 16th May 2024

Have never had no issue.

5
Have never had no issue. Great service! Reviewed on: 16th May 2024

Faultless service every time, really simple to use.

5
Faultless service every time, really simple to use. Reviewed on: 16th May 2024

I have been using PayPal since 2013 their service is...

5
I have been using PayPal since 2013 their service is excellent. Reviewed on: 16th May 2024

Used PayPal credit several times to spread the cost

5
Have used PayPal credit several times to spread the cost, easy to setup, can also pay off early Reviewed on: 16th May 2024

The best

5
Been using it for years and had always been fantastic Reviewed on: 16th May 2024

PayPal Credit - easy does it!

5
I have always had good experience, ease of use and very easy to understand. Reviewed on: 16th May 2024

Very good experience and i will looking forward into...

5
Very good experience and i will looking forward into this Reviewed on: 16th May 2024

PayPal Credit has been a game-changer for me!

5
PayPal Credit has been a game-changer for me! With its seamless integration, flexible payment options, and helpful customer service, managing purchases has never been easier. Plus, the ability to pay over time with no interest on purchases over a certain amount is a fantastic perk. Highly recommend! Reviewed on: 16th May 2024

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