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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 132,555 reviews, last reviewed 9th Jun 2026
3762500% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I love paypal as it have option to pay layer ot inst... I love paypal as it have option to pay layer ot installments Reviewed on: 9th June 2026
Nui C's avatar
Nui C

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (132555)

Very convenient when I needed more and Very trusted

5
Very convenient when I needed more and Very trusted Reviewed on: 16th May 2024
Florin B's avatar
Florin B

I use PayPal credit I do love this but it can become...

5
I use PayPal credit I do love this but it can become too much. Reviewed on: 16th May 2024
Anonymous A's avatar
Anonymous A

Great, but you have to be careful of not being charg...

4
Great, but you have to be careful of not being charged 12 late fee’s even though DD set up to go out each month. Reviewed on: 16th May 2024
Hayley's avatar
Hayley

Great security

5
Easy to use app which gives good security Reviewed on: 16th May 2024
Dave B's avatar
Dave B

Good to use most often.

4
Good to use most often. Odd problem but sorted very quickly. Great way to pay for things. Reviewed on: 16th May 2024
Stephen T's avatar
Stephen T

Really convenient and accessible service.

5
Really convenient and accessible service. Its good to know payments are secure. I have recommended PayPal to friends before. Reviewed on: 16th May 2024
BRENDAN F's avatar
BRENDAN F

Easy in every aspect.

5
Easy in every aspect... didn't have any problems for years now. Reviewed on: 16th May 2024
Tayfun s's avatar
Tayfun s

Love the flexibility that PayPal Credit offers

5
Love the flexibility that PayPal Credit offers and I frequently use it to spread the costs of expensive purchases over 100! Fantastic payment plans such as pay in 3 or over 12 works great for my finances. I will continue to use PayPal Credit in the first instance as it gives me space and clear payment structures. Reviewed on: 16th May 2024
Pete's avatar
Pete

It easy to use and payment schedules are clear, it’s...

5
It easy to use and payment schedules are clear, it’s also easy to make additional payments to reduce the debt amount. I’m really not sure how much more you want me to write, it is easy to use and that’s about it Reviewed on: 16th May 2024
R G's avatar
R G

None presently to give feedback.

5
None presently to give feedback. Reviewed on: 16th May 2024
Dr I's avatar
Dr I

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