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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 132,648 reviews, last reviewed 10th Jun 2026
3766650% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Never had a problem with PayPal even helped with dodgy payments Reviewed on: 10th June 2026
Karen J's avatar
Karen J

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (132648)

Very co operative and excellent service on time no p...

5
Very co operative and excellent service on time no problem online when we use Reviewed on: 16th May 2024
Raja's avatar
Raja

Amazing Great been using for years best service

5
Great been using for years best service Reviewed on: 16th May 2024
annabel h's avatar
annabel h

Easy peasy

5
I’ve been using for years now. It makes my shopping experience hassle free. Also it’s great for money transfers which come in seconds. Reviewed on: 16th May 2024
Paulina 's avatar
Paulina

Excellent service and so easy to use

5
Excellent service and so easy to use Reviewed on: 16th May 2024
Anonymous A's avatar
Anonymous A

I’m happy with the instalments in 3

5
I’m happy with the instalments in 3 Reviewed on: 16th May 2024
Alexandru M's avatar
Alexandru M

I’ve never had issues using PayPal credit.

5
I’ve never had issues using PayPal credit. It’s honestly been very convenient for me and it’s easy to use when I am very low on money for certain things. I’ve had it for close to 2years now and first got it to pay for my laptop and watch. I am emotional when I look at them both because I know I wouldn’t have afforded them at the time but here we are! No pressure to pay up as well which helps because the economy is tough and it’s amazing because there’s always emails giving options on how to pay up too which I think is honora nice touch. Reviewed on: 16th May 2024
Elizabeth K's avatar
Elizabeth K

PayPal has enabled me to spread payments over 3 or 4...

4
PayPal has enabled me to spread payments over 3 or 4 month. Reviewed on: 16th May 2024
Sarah P's avatar
Sarah P

Very good and fast service.

5
Very good and fast service. was able to purchase my brother his birthday gift even though was running less on money that month. Made everyone happy! Reviewed on: 16th May 2024
Pragati G's avatar
Pragati G

PayPal credit is great, reminds me when payments nee...

5
PayPal credit is great, reminds me when payments need to be made , have used for years Reviewed on: 16th May 2024
Bethany A's avatar
Bethany A

100/100 for PayPal

5
Always easy to use and reliable. Reviewed on: 16th May 2024
Lois m's avatar
Lois m

Review PayPal: PayPal Credit now

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