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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (132395 reviews)

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4.74

Based on 132,395 reviews, last reviewed 9th Jun 2026

3755150% increase in 5 star reviews

in the past 90 days

10650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Good service It’s a good service that is easy to set up and use. Also like the protection it gives you when paying for an item Reviewed on: 9th June 2026

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (132395)

PayPal is fab

The app is so easy to use & straightforward... I know just what I am spending as everything is their on my phone ... keeps me on track with my budget, so I won't over spend ...... I have a direct debit set up so never miss a payment, & can pay extra at any time ......I also love the pay in 3 too ......... Reviewed on: 16th May 2024

Whenever I needed to contact PayPal, it is easier an...

Whenever I needed to contact PayPal, it is easier and faster than a lot of other institutions Reviewed on: 16th May 2024

Easy and Helpful

Easy to use and when I needed help with not receiving goods I got a refund straight away. Reviewed on: 16th May 2024

It just works for any supplier that accepts PayPal.

It just works for any supplier that accepts PayPal. By go to choice from a supplier who offers PayPal as there payment option Reviewed on: 16th May 2024

Excellent service and easy to apply when shopping

Excellent service and easy to apply when shopping Reviewed on: 16th May 2024

Easy to Use, Repay and Helpful

I have been using PayPal for approximately 20 years. I have recently used PayPal Credit (3 months interest free) and PayPal pay in 3. All are easy to make payments on and help me spread the cost. Reviewed on: 16th May 2024

The experience is always pleasant and fast

The experience is always pleasant and fast Reviewed on: 16th May 2024

PayPal helps me a lot, it is excellent service.

PayPal helps me a lot, it is excellent service. Reviewed on: 16th May 2024

Safe and affordable it helped me with higher purchase

Safe and affordable it helped me with higher purchase Reviewed on: 16th May 2024

They are very understanding and helpful with making...

They are very understanding and helpful with making sure you are able to make payments and help you if you are unable to make a payment or need a little time. I’ve been using paypal for years now and they have been very helpful. Reviewed on: 16th May 2024

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